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Sometimes you just need a little extra help to achieve your goals faster.
Our award-winning Fair Rate Personal Loan can help to fund or partially fund holidays, buying a car, debt consolidation, renovations, wedding plans, growing family or unexpected medical bills.
The rate on our Fair Rate Personal Loan is guided by your credit worthiness and borrowing history. If we determine that you have an excellent credit score and a good borrowing record, you could be eligible for our Diamond Rate.
- No monthly fee
- No early termination fee
- Flexible repayment options – weekly, fortnightly or monthly
- Redraw available3
- Unlimited extra repayments
| Tier | Interest Rate | Comparison Rate |
|---|---|---|
| Diamond | 7.99% p.a. | 8.20% p.a. |
| Emerald | 9.99% p.a. | 10.21% p.a. |
| Sapphire | 10.99% p.a. | 11.21% p.a. |
| Ruby | 12.99% p.a. | 13.21% p.a. |
| Opal | 16.99% p.a. | 17.22% p.a. |
Product Features:
Personal Loan Features |
|
|---|---|
| Minimum loan amount : | $1,000 |
| Maximum loan term : | 7 years |
| Interest charges : | Calculated daily, charged monthly |
| Repayment type : | Principal & Interest |
| Repayment frequency : | Weekly, fortnightly or monthly |
| Extra repayments : | Unlimited |
| Establishment fee : | $150 |
| Monthly loan fee : | $0 |
| Early termination fee : | $0 |
| Redraw : | Yes |
| In principle approval : | Yes |
| Increase/top up : | Yes |
Personal loan calculators
Use our personal loan calculators to understand your borrowing power and what your monthly repayment commitments may be.
Apply now in under 15 minutes
You will need to know your income details, expenses and existing loans and commitments
Still have questions?
Our friendly team is ready to help you. Call us 9:00am - 5:00pm, weekdays
Or send us a quick message
Experience the G&C Mutual Bank difference
Established in 1959, G&C Mutual Bank has since grown to be one of Australia’s strongest member-owned financial institutions. We are a member focused, values-driven organisation where member interests are not in conflict with shareholder interests. We’re a bank for you, the people you work with, and the people you know. A more rewarding community bank for everybody. It's your bank, because you own it.
