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Sometimes you just need a little extra help to achieve your goals faster.

 

Our award-winning Fair Rate Personal Loan can help to fund or partially fund holidays, buying a car, debt consolidation, renovations, wedding plans, growing family or unexpected medical bills.

 

The rate on our Fair Rate Personal Loan is guided by your credit worthiness and borrowing history. If we determine that you have an excellent credit score and a good borrowing record, you could be eligible for our Diamond Rate.

 

  • No monthly fee
  • No early termination fee
  • Flexible repayment options – weekly, fortnightly or monthly
  • Redraw available3
  • Unlimited extra repayments

Fair Rate Personal Loan Award Wins 2021

Tier Interest Rate Comparison Rate
Diamond 5.99% p.a. 6.20% p.a.
Emerald 7.99% p.a. 8.20% p.a.
Sapphire 8.99% p.a. 9.20% p.a.
Ruby 10.99% p.a. 11.21% p.a.
Opal 16.99% p.a. 17.22% p.a.

Product Features:

Personal Loan Features
Minimum loan amount : $1,000
Maximum loan term : 7 years
Interest charges : Calculated daily, charged monthly
Repayment type : Principal & Interest
Repayment frequency : Weekly, fortnightly or monthly
Extra repayments : Unlimited
Establishment fee : $150
Monthly loan fee : $0
Early termination fee : $0
Redraw : Yes
In principle approval : Yes
Increase/top up : Yes

Apply now in under 15 minutes

You will need to know your income details, expenses and existing loans and commitments

Still have questions?

Our friendly team is ready to help you. Call us 8.00am - 6.00pm, weekdays

Or send us a quick message

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Experience the G&C Mutual Bank difference

Established in 1959, G&C Mutual Bank has since grown to be one of Australia’s strongest member-owned financial institutions. We are a member focused, values-driven organisation where member interests are not in conflict with shareholder interests. We’re a bank for you, the people you work with, and the people you know. A more rewarding community bank for everybody. It's your bank, because you own it.

Canstar's 5-Star Rating for Outstanding Value Car Loan, awarded in November 2019, for the Fair Rate Personal Loan (Diamond Rate) in the New Car Loan profile
Canstar's 5-Star Rating for Outstanding Value Car Loan, awarded in November 2019, for the Fair Rate Personal Loan (Diamond Rate) in the Used Car Loan profile
Canstar's 5-Star Rating for Outstanding Value Personal Loan, awarded in November 2019, for the Fair Rate Personal Loan (Diamond Rate) in the Unsecured Personal Loan profile
Canstar's 5-Star Rating for Outstanding Value Personal Loan, awarded in November 2019, for the Fair Rate Personal Loan (Emerald Rate) in the Unsecured Personal Loan profile

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