No establishment fee

100% offset account

Redraw available5

There's no place like your first home.

Breaking into the property market can feel daunting. Our all in one package for first home buyers makes it easy, plus you can save when you combine a home loan, credit card and transaction account.

  • No establishment fee
  • No package fee
  • No monthly service fee on transaction account
  • No annual fee credit card for the first year
  • 100% offset account
  • Redraw available5
  • Unlimited extra repayments
  • Up to 40 year term available4
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Apply now in under 15 minutes

You will need to know your income details, expenses and existing loans and commitments

Still have questions?

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Experience the G&C Mutual Bank difference

Established in 1959, G&C Mutual Bank has since grown to be one of Australia’s strongest member-owned financial institutions. We are a member focused, values-driven organisation where member interests are not in conflict with shareholder interests. We’re a bank for you, the people you work with, and the people you know. A more rewarding community bank for everybody. It's your bank, because you own it.