A simple, low interest rate variable home loan, so you’re not paying more for extra features you may not want or need. Available for Owner Occupied home loans only.


  • Low variable interest rate
  • Unlimited extra repayments
  • Redraw available2
  • Flexible repayment options
3.49 % p.a. Interest rate 3.52 % p.a. Comparison rate

Product Features:

Home Loan Features
Minimum loan amount : $100,000
Maximum LVR : Up to 80%
Maximum loan term : 30 years
Interest charges : Calculated daily, charged monthly
Repayment type : Principal & Interest
Repayment frequency : Weekly, fortnightly or monthly
Application fee : $500
Monthly loan fee / Annual Package fee : 0
Extra repayments : Unlimited
Interest offset : No
Redraw : Yes
Lenders' Mortgage Insurance : No
Loan preparation fees : Refer to Fees & Charges brochure for current fees applicable
Increase/top up : Yes
Second mortgage security : Yes
Vacant land as sole security : Yes

Eligibility criteria, terms & conditions and fees & charges apply. Minimum loan amount $100,000. Establishment fee $500. Maximum loan to valuation ratio 80%. Offset account not available on this product.