Our all in one package for first home buyers makes it easy, plus you can save when you combine a home loan, credit card and transaction account. Available for Owner Occupiers only.
- No establishment fee
- No package fee
- No monthly service fee on transaction account
- No annual fee credit card for the first year
- 100% offset account
- Redraw available5
- Unlimited extra repayments
- Up to 40 year term available4
2.64
%
p.a.
Interest rate
2.66
%
p.a.
Comparison rate
We’re proud to be working alongside the Australian Government on the First Home Loan Deposit Scheme to help even more first home buyers realise their dream of home ownership.
- Check your eligibility on the National Housing Finance and Investment Corporation (NHFIC) website
- Review the First Home Loan Deposit Scheme Fact Sheet, FAQ, Information Guide and First Home Buyer Declaration
- Ensure you have your 2019-20 tax notice of assessment
- We're ready to help you via our online home loan application, online enquiry form, 1300 364 400 or through a Mobile Lender or Service Centre
If you're ineligible for the Scheme, we'll work with you to explore other options to help you get into your first home.
Product Features:
Home Loan Features |
|
|---|---|
| Minimum loan amount : | No minimum |
| Maximum LVR : | Up to 80%, 95% with Lenders Mortgage Insurance or First Home Loan Deposit Scheme, or 100% with Family Guarantor |
| Maximum loan term : | Up to 40 years |
| Interest charges : | Calculated daily, debited monthly |
| Repayment type : | Principal & Interest |
| Repayment frequency : | Weekly, fortnightly or monthly repayments allowed |
| Establishment fee : | $0 |
| Monthly loan fee : | $0 |
| Package fee : | $0 |
| Extra repayments : | Unlimited |
| Interest offset : | Yes |
| Redraw : | Yes |
| In principle approval : | Yes |
| Lenders Mortgage Insurance : | Yes, for LVRs over 80% |
| Loan preparation fees : | At cost |
| Increase/top up : | Yes |
We're ready to help you
Mozo Experts Choice 2020 for the Split Home Loan category (First Home Loan Premium Package / 1 Year Fixed Rate) awarded in April, 2020.
