Our all in one package for first home buyers makes it easy, plus you can save when you combine a home loan, credit card and transaction account. Available for Owner Occupiers only.
We’re proud to now be working alongside the Australian Government on the First Home Loan Deposit Scheme, to help even more first home buyers realise their dream of home ownership. G&C Mutual Bank will commence funding Government-guaranteed loans from 1 February, 2020.
If you're ineligible for the Scheme, we'll work with you to explore other options to help you get into your first home.
Home Loan Features
|Minimum loan amount :||No minimum|
|Maximum LVR :||Up to 80%, 95% with Lenders Mortgage Insurance or First Home Loan Deposit Scheme, or 100% with Family Guarantor|
|Maximum loan term :||Up to 40 years|
|Interest charges :||Calculated daily, debited monthly|
|Repayment type :||Principal & Interest|
|Repayment frequency :||Weekly, fortnightly or monthly repayments allowed|
|Establishment fee :||$0|
|Monthly loan fee :||$0|
|Package fee :||$0|
|Extra repayments :||Unlimited|
|Interest offset :||Yes|
|In principle approval :||Yes|
|Lenders Mortgage Insurance :||Yes, for LVRs over 80%|
|Loan preparation fees :||At cost|
|Increase/top up :||Yes|