Our all in one package for first home buyers makes it easy, plus you can save when you combine a home loan, credit card and transaction account. Available for Owner Occupiers only.
We’re proud to be working alongside the Australian Government providing support for buying a home through the First Home Loan Deposit Scheme, New Home Guarantee and Family Home Guarantee to help even more Australians realise their dream of home ownership.
Check your eligibility on the National Housing Finance and Investment Corporation (NHFIC) website.
If you're ineligible for these initiatives, we'll work with you to explore other options to help you get into your first home.
Home Loan Features
|Minimum loan amount :||No minimum|
|Maximum LVR :||80%; 95% with First Home Loan Deposit Scheme or New Home Guarantee; 98% with Family Home Guarantee (dependant on loan purpose and security offered)|
|Maximum LVR with Lenders Mortgage Insurance :||95% (subject to approval)|
|Get Ahead Start Guarantor (borrow up to 100% LVR) :||Yes|
|Maximum loan term :||40 years|
|Interest calculation :||Calculated daily, charged monthly|
|Repayment type :||Principal & Interest|
|Repayment frequency :||Weekly, fortnightly or monthly|
|Establishment fee :||$0|
|Monthly loan fee :||$0|
|Package fee :||$0|
|Extra repayments :||Unlimited|
|Interest offset :||Yes|
|Loan preparation fees :||At cost|
|Increase/top up :||Yes|
|Second mortgage security :||Yes|
|Vacant land as sole security :||Yes|
Mozo Experts Choice 2020 for the Split Home Loan category (First Home Loan Premium Package / 1 Year Fixed Rate) awarded in April, 2020.