An all in one package for first home buyers that allows you to save when you combine a home loan, credit card and transaction account.

 

Interest offset account and redraw facility4 are available with this home loan product.

 

  • No establishment fee
  • No monthly service fee on transaction account
  • No annual fee credit card for the first year
  • 100% offset account
  • Redraw available4
  • Unlimited extra repayments
3.29 % p.a. Interest rate 3.32 % p.a. Comparison rate

Product Features:

Home Loan Features
Minimum loan amount : No minimum
Maximum LVR : Up to 80% or 95% with Lenders Mortgage Insurance
Maximum loan term : 30 years
Interest charges : Calculated daily, debited monthly
Repayment type : Principal & Interest; Interest Only (conditions apply)
Repayment frequency : Principal & Interest - weekly, fortnightly or monthly repayments allowed; Interest Only - monthly due 1st day of each month
Application fee : $0
Monthly loan fee / Annual Package fee : Nil / $375 p.a. charged annually in arrears
Extra repayments : Unlimited
Interest offset : Yes
Redraw : Yes
In principle approval : Yes
Lenders' Mortgage Insurance : Yes, for LVRs over 80%
Loan preparation fees : Refer to Fees & Charges brochure for current fees applicable
Increase/top up : Yes
Second mortgage security : Yes
Vacant land as sole security : Yes

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