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Premium Home Loan Package – Owner Occupied

An all in one package that allows you to save when you combine a home loan, credit card and transaction account.

 

  • Low variable interest rate for home loans of $300,000 or more
  • No establishment fee
  • No monthly service fee on transaction account
  • No annual fee Credit Card for the first year
  • 100% offset account
  • Redraw available4
3.89 % p.a. Interest rate 3.92 % p.a. Comparison rate

Product Features:

Home Loan Features
Minimum loan amount : $300,000
Maximum LVR : Up to 80% or 95% with Lenders Mortgage Insurance
Maximum loan term : 30 years
Interest charges : Calculated daily, charged monthly
Repayment type : Principal & Interest; Interest Only (conditions apply)
Repayment frequency : Principal & Interest - weekly, fortnightly or monthly repayments allowed; Interest Only - monthly due 1st day of each month
Monthly loan fee / Annual Package fee : $375 p.a. charged annually in arrears
Extra repayments : Unlimited
Interest offset : Yes
Redraw : Yes
In principle approval : Yes
Lenders' Mortgage Insurance : Yes, for LVRs over 80%
Loan preparation fees : Refer to Fees & Charges brochure for current fees applicable
Increase/top up : Yes
Second mortgage security : Yes
Vacant land as sole security : Yes

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Eligibility criteria, terms & conditions and fees & charges apply. Maximum loan to valuation ratio 80%. Offset account available on this product.
Comparison rate based on $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Footnotes:

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Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review G&C Mutual Bank's Terms and Conditions before acquiring the product.

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