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An all in one package that allows you to save when you combine a home loan, credit card and transaction account.

3.59 % p.a. Interest rate 3.99 % p.a. Comparison rate

Home Loan Features
Minimum loan amount :	No minimum
Maximum LVR :	80% (dependant on loan purpose and security offered)
Maximum LVR with Lenders Mortgage Insurance :	95% (subject to approval)
Get Ahead Start Guarantor (borrow up to 100% LVR) :	Yes
Maximum loan term :	30 years
Interest calculation :	Calculated daily, charged monthly
Repayment type :	Principal & Interest; Interest Only
Repayment frequency :	Principal & Interest :- Weekly, fortnightly or monthly; Interest Only :- monthly
Establishment fee :	$0
Monthly loan fee :	$0
Package fee :	$375
Extra repayments :	Unlimited
Interest offset :	Yes
Redraw :	Yes
Pre-approval :	Yes
Loan preparation fees :	At cost
Increase/top up :	Yes
Second mortgage security :	Yes
Vacant land as sole security :	Yes

Eligibility criteria, terms & conditions and fees & charges apply. Maximum loan to valuation ratio 80%. Offset account available on this product.

¹ Comparison rate based on $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
² Mortgage Insurance will be required if you borrow over 80% of the value of your home (or borrow an additional amount on your existing mortgage that brings the overall loan amount over 80% LVR).
³ Charged annually in arrears to the loan account.
⁴ Minimum redraw amount of $100 and $30 service fee applies.

Premium Home Loan Package – Owner Occupied