An all in one package that allows you to save when you combine a home loan, credit card and transaction account.


  • Low variable interest rate for home loans of $300,000 or more
  • No establishment fee
  • No monthly service fee on transaction account
  • No annual fee Credit Card for the first year
  • 100% offset account
  • Redraw available4
3.59 % p.a. Interest rate 3.99 % p.a. Comparison rate

Product Features:

Home Loan Features
Minimum loan amount : $300,000
Maximum LVR : Up to 80% or 95% with Lenders Mortgage Insurance
Maximum loan term : 30 years
Interest charges : Calculated daily, charged monthly
Repayment type : Principal & Interest; Interest Only (conditions apply)
Repayment frequency : Weekly, fortnightly or monthly repayments allowed; Interest Only - monthly due 1st day of each month
Monthly loan fee : $0
Package fee : $375
Extra repayments : Unlimited
Interest offset : Yes
Redraw : Yes
In principle approval : Yes
Lenders Mortgage Insurance : Yes, for LVRs over 80%
Loan preparation fees : At cost
Increase/top up : Yes
Second mortgage security : Yes
Vacant land as sole security : Yes

Eligibility criteria, terms & conditions and fees & charges apply. Maximum loan to valuation ratio 80%. Offset account available on this product.
Comparison rate based on $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.