Premium Home Loan Package Owner Occupied | Apply Online

An all in one package that allows you to save when you combine a home loan, credit card and transaction account.

Low variable interest rate for home loans of $300,000 or more
No establishment fee
No monthly service fee on transaction account
No annual fee Credit Card for the first year
100% offset account
Redraw available⁴

3.59 % p.a. Interest rate 3.99 % p.a. Comparison rate

Key Features
Calculator

Product Features:

Home Loan Features
Minimum loan amount :	$300,000
Maximum LVR :	Up to 80% or 95% with Lenders Mortgage Insurance
Maximum loan term :	30 years
Interest charges :	Calculated daily, charged monthly
Repayment type :	Principal & Interest; Interest Only (conditions apply)
Repayment frequency :	Weekly, fortnightly or monthly repayments allowed; Interest Only - monthly due 1st day of each month
Monthly loan fee :	$0
Package fee :	$375
Extra repayments :	Unlimited
Interest offset :	Yes
Redraw :	Yes
In principle approval :	Yes
Lenders Mortgage Insurance :	Yes, for LVRs over 80%
Loan preparation fees :	At cost
Increase/top up :	Yes
Second mortgage security :	Yes
Vacant land as sole security :	Yes

Additional Information

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Eligibility criteria, terms & conditions and fees & charges apply. Maximum loan to valuation ratio 80%. Offset account available on this product.
Comparison rate based on $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Footnotes:

¹ Mortgage Insurance will be required if you borrow over 80% of the value of your home (or borrow an additional amount on your existing mortgage that brings the overall loan amount over 80% LVR).
² Charged annually in arrears to the loan account.
³ Minimum redraw amount of $100 and $30 service fee applies.

Premium Home Loan Package – Owner Occupied

Product Features:

Home Loan Features

We're ready to help you

Know how to spot phishing (scam) messages

Make the switch to eStatements

Footnotes: