An all in one package that allows you to save when you combine a home loan, credit card and transaction account.
Home Loan Features
|Minimum loan amount :||$300,000|
|Maximum LVR :||Up to 80% or 95% with Lenders Mortgage Insurance|
|Maximum loan term :||30 years|
|Interest charges :||Calculated daily, charged monthly|
|Repayment type :||Principal & Interest; Interest Only (conditions apply)|
|Repayment frequency :||Weekly, fortnightly or monthly repayments allowed; Interest Only - monthly due 1st day of each month|
|Monthly loan fee :||$0|
|Package fee :||$375 p.a. charged annually in arrears to the transaction account|
|Extra repayments :||Unlimited|
|Interest offset :||Yes|
|In principle approval :||Yes|
|Lenders' Mortgage Insurance :||Yes, for LVRs over 80%|
|Loan preparation fees :||Refer to Fees & Charges brochure for current fees applicable|
|Increase/top up :||Yes|
|Second mortgage security :||Yes|
|Vacant land as sole security :||Yes|
Eligibility criteria, terms & conditions and fees & charges apply. Maximum loan to valuation ratio 80%. Offset account available on this product.
Comparison rate based on $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.