An all in one package that allows you to save when you combine a home loan, credit card and transaction account.
- Low variable interest rate for home loans of $300,000 or more
- No establishment fee
- No monthly service fee on transaction account
- No annual fee Credit Card for the first year
- 100% offset account
- Redraw available4
3.89
%
p.a.
Interest rate
3.92
%
p.a.
Comparison rate
Product Features:
Home Loan Features |
|
|---|---|
| Minimum loan amount : | $300,000 |
| Maximum LVR : | Up to 80% or 95% with Lenders Mortgage Insurance |
| Maximum loan term : | 30 years |
| Interest charges : | Calculated daily, charged monthly |
| Repayment type : | Principal & Interest; Interest Only (conditions apply) |
| Repayment frequency : | Principal & Interest - weekly, fortnightly or monthly repayments allowed; Interest Only - monthly due 1st day of each month |
| Monthly loan fee / Annual Package fee : | $375 p.a. charged annually in arrears |
| Extra repayments : | Unlimited |
| Interest offset : | Yes |
| Redraw : | Yes |
| In principle approval : | Yes |
| Lenders' Mortgage Insurance : | Yes, for LVRs over 80% |
| Loan preparation fees : | Refer to Fees & Charges brochure for current fees applicable |
| Increase/top up : | Yes |
| Second mortgage security : | Yes |
| Vacant land as sole security : | Yes |
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Eligibility criteria, terms & conditions and fees & charges apply. Maximum loan to valuation ratio 80%. Offset account available on this product.
Comparison rate based on $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
