All in one solution for home buyers, combining a home loan, credit card and offset account in one package to save on interest and fees.


  • Low Rate Visa Credit Card with no annual fee
  • 100% offset account
  • Unlimited extra repayments
  • Redraw available4
5.67 % p.a. Interest rate 5.70 % p.a. Comparison rate

Product Features:

Home Loan Features
Minimum loan amount : No minimum
Maximum LVR : 95% (dependant on loan purpose and security offered)
Maximum loan term : 30 years
Interest charges : Calculated daily, charged monthly
Repayment type : Principal & Interest; Interest Only (conditions apply)
Repayment frequency : Principal & Interest - weekly, fortnightly or monthly repayments allowed; Interest Only - monthly due 1st day of each month
Monthly loan fee / Annual Package fee : $350 p.a. charged annually in arrears
Extra repayments : Unlimited
Interest offset : Yes
Redraw : Yes
In principle approval : Yes
Lenders' Mortgage Insurance : Available subject to approval
Loan preparation fees : Refer to Fees & Charges brochure for current fees applicable
Increase/top up : Yes
Second mortgage security : On application
Vacant land as sole security : Yes - conditions apply (build within 2 years)