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A flexible home loan with an interest rate that changes as the market does.
100% offset account and redraw4 are available with this home loan product. As is our Get Ahead Start Guarantor option which allows a family member to offer a suitable security property as part of the home loan to help you get started with your first home purchase.
Home Loan Features
|Minimum loan amount :||No minimum|
|Maximum LVR :||80% (dependant on loan purpose and security offered)|
|Maximum LVR with Lenders Mortgage Insurance :||95% (subject to approval)|
|Get Ahead Start Guarantor (borrow up to 100% LVR) :||Yes|
|Maximum loan term :||30 years|
|Interest calculation :||Calculated daily, charged monthly|
|Repayment type :||Principal & Interest; Interest Only|
|Repayment frequency :||Principal & Interest :- weekly, fortnightly or monthly; Interest Only :- monthly|
|Establishment fee :||$0|
|Monthly loan fee :||$0|
|Package fee :||$0|
|Extra repayments :||Unlimited|
|Interest offset :||Yes|
|Loan preparation fees :||At cost|
|Increase/top up :||Yes|
|Second mortgage security :||Yes|
|Vacant land as sole security :||Yes|