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A flexible home loan with an interest rate that changes as the market does.
100% offset account and redraw4 are available with this home loan product. As is our Get Ahead Start Guarantor option which allows a family member to offer a suitable security property as part of the home loan to help you get started with your first home purchase.
Home Loan Features |
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Minimum loan amount : | No minimum |
Maximum LVR : | 80% (dependant on loan purpose and security offered) |
Maximum LVR with Lenders Mortgage Insurance : | 95% (subject to approval) |
Get Ahead Start Guarantor (borrow up to 100% LVR) : | Yes |
Maximum loan term : | 30 years |
Interest calculation : | Calculated daily, charged monthly |
Repayment type : | Principal & Interest; Interest Only |
Repayment frequency : | Principal & Interest :- weekly, fortnightly or monthly; Interest Only :- monthly |
Establishment fee : | $0 |
Monthly loan fee : | $0 |
Package fee : | $0 |
Extra repayments : | Unlimited |
Interest offset : | Yes |
Redraw : | Yes |
Pre-approval : | Yes |
Loan preparation fees : | At cost |
Increase/top up : | Yes |
Second mortgage security : | Yes |
Vacant land as sole security : | Yes |