Standard Variable Home Loan Property Investor | Apply Online

A flexible home loan with an interest rate that changes as the market does.

100% offset account and redraw⁴ are available with this home loan product. As is our Get Ahead Start Guarantor option which allows a family member to offer a suitable security property as part of the home loan to help you get started with your first home purchase.

Unlimited extra repayments
Redraw available⁴
100% offset account
Flexible repayment options

5.21 % p.a. Interest rate 5.24 % p.a. Comparison rate

Key Features
Calculator

Product Features:

Home Loan Features
Minimum loan amount :	No minimum
Maximum LVR :	95% (dependant on loan purpose and security offered)
Maximum loan term :	30 years
Interest charges :	Calculated daily, charged monthly
Repayment type :	Principal & Interest; Interest Only (conditions apply)
Repayment frequency :	Weekly, fortnightly or monthly repayments allowed; Interest Only - monthly due 1st day of each month
Monthly loan fee :	$0
Package fee :	$0
Extra repayments :	Principal & Interest - weekly, fortnightly or monthly repayments allowed Interest Only - monthly due 1st day of each month
Interest offset :	Yes
Redraw :	Yes
In principle approval :	Yes
Lenders' Mortgage Insurance :	Available subject to approval
Loan preparation fees :	Refer to Fees & Charges brochure for current fees applicable
Increase/top up :	Yes
Second mortgage security :	On application
Vacant land as sole security :	Yes
Get Ahead Start Guarantor :	Yes

Additional Information

We're ready to help you

Beware of bushfire-related scams

G&C donates $10,000 to support the Bushfire Appeal

Footnotes:

¹ Eligibility criteria, terms & conditions and fees & charges apply.
² Comparison rate based on $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
³ Mortgage Insurance will be required if you borrow over 80% of the value of your home (or borrow an additional amount on your existing mortgage that brings the overall loan amount over 80% LVR).
⁴ Minimum redraw amount of $100 and $30 service fee applies.

Standard Variable Home Loan – Property Investor

Product Features:

Home Loan Features

We're ready to help you

Beware of bushfire-related scams

G&C donates $10,000 to support the Bushfire Appeal

Footnotes: