Protection for your investment property made easy

G&C Mutual Bank gives you the confidence to having the right insurance protection for your investment property and its contents.

Why choose landlord insurance through G&C Mutual Bank underwritten by Allianz?

You have worked hard to establish your investment property and the income it provides. That is why protection for your investment property is essential.

  • Up to 30% No Claim Bonus1, 2
  • Pay by the month at no extra premium1
  • Cover against malicious damage by your tenants
  • Choose an excess level and payment option to suit your budget3
  • Get liability protection up to $10 million as owner of the buildings.


Enjoy peace of mind with our optional Rent Default and Theft by Tenant cover (includes cover for associated legal costs)

The fastest, easiest way is via the online claim form. You can submit your insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.


It takes less than 10 minutes to complete the online claim form and once we receive it, one of our friendly claims consultants will contact you as soon as possible.

  • Secure form
  • No phone queues
  • Immediate confirmation number for your reference


Submit your claim to our underwriter via the online claim form


Over the phone

Alternatively, you can Allianz on 1300 555 013 and a friendly consultant will take you through the claims process.

  Building Contents
  Get a Quote Get a Quote
Accidental breakage of glass Yes Yes
Earthquake Yes Yes
Explosion Yes Yes
Fire or smoke Yes Yes
Flood cover4 Yes Yes
Impact damage Yes Yes
Lightning or thunderbolt Yes Yes
Riot or civil commotion Yes Yes
Storm, rainwater or run-off Yes Yes
Theft, burglary or housebreaking Yes Yes
Tsunami Yes Yes
Water or other liquid damage Yes Yes
Automatic indexation of sums insured Yes Yes
Contents in open air at the risk address No Yes
Continuation of cover when you are selling your buildings Yes No
Fusion Yes Yes
Landlord's contents Yes No
Legal liability - cover for injury to other people or their property Yes No
Mortgage discharge costs Yes No
Reinstatement of sum insured after a loss Yes Yes
Removal of debris, professional rebuilding fees and extra costs of complying with building regulations Yes Yes
Rental costs after an insured event Yes Yes. Available under contents cover only when the building is part of a strata title development
Replacement of locks or cylinders Yes Yes
Rainwater tanks and solar water heater Yes No
  Get a Quote Get a Quote


Other additional benefits:

  • Rent default and theft by tenant
  • Strata title mortgage protection5
  • Landlord Workers' Compensation6

G&C Mutual Bank arranges/and or refers this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708.

We do not provide advice on this insurance based on any consideration of your objectives, financial position or need. Policy terms, conditions, limits, exclusion and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statement.

1. Minimum premiums may apply
If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means the effect of applying any subsequent discount will be reduced. Discounts do not apply to taxes or government charges.
No discounts are applied to optional cover; Domestic Workers Compensation (if available and selected).
Any discounts/entitlements may be subject to rounding and only apply to extent any minimum premium is not reached. Minimum premiums may apply.

2. Up to 30% No Claim Bonus
To qualify for the maximum No Claim Bonus of 30%, landlord must have had no landlord losses in the preceding three years. However landlords who have had up to two claims may still qualify for reduced No Claim Bonus. The up to 30% No Claim Bonus discount is applied to our standard rates including optional Rent Default cover (if selected). This discount does not apply to the flood premium (where applicable).
Allianz applies discounts to your premium in a predetermined order. This means the effect of applying any subsequent discounts will be reduced. Discounts do not apply to taxes or government charges. Any discounts may be subject to rounding. Minimum premiums may apply.

3. Excess choice not available where an excess higher than the standard excess has been imposed.

4. Flood Cover is available for all eligible property addresses. Flood Cover is an option on both Building and Contents in home and landlords insurance policies. The cover is designed to protect customers against damage to their building and/or contents in the event of a Flood up to the value of their sum insured. Flood cover is subject to eligibility.

5. This cover only applies if the building is part of a strata title development.

6. Landlord Workers’ Compensation is only available in ACT, TAS and WA.