G&C Mutual Bank gives you the confidence to having the right insurance protection for your investment property and its contents.
You have worked hard to establish your investment property and the income it provides. That is why protection for your investment property is essential.
Enjoy peace of mind with our optional Rent Default and Theft by Tenant cover (includes cover for associated legal costs)
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|Accidental breakage of glass||Yes||Yes|
|Fire or smoke||Yes||Yes|
|Lightning or thunderbolt||Yes||Yes|
|Riot or civil commotion||Yes||Yes|
|Storm, rainwater or run-off||Yes||Yes|
|Theft, burglary or housebreaking||Yes||Yes|
|Water or other liquid damage||Yes||Yes|
|Automatic indexation of sums insured||Yes||Yes|
|Contents in open air at the risk address||No||Yes|
|Continuation of cover when you are selling your buildings||Yes||No|
|Legal liability - cover for injury to other people or their property||Yes||No|
|Mortgage discharge costs||Yes||No|
|Reinstatement of sum insured after a loss||Yes||Yes|
|Removal of debris, professional rebuilding fees and extra costs of complying with building regulations||Yes||Yes|
|Rental costs after an insured event||Yes||Yes. Available under contents cover only when the building is part of a strata title development|
|Replacement of locks or cylinders||Yes||Yes|
|Rainwater tanks and solar water heater||Yes||No|
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Other additional benefits:
G&C Mutual Bank arranges/and or refers this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708.
We do not provide advice on this insurance based on any consideration of your objectives, financial position or need. Policy terms, conditions, limits, exclusion and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statement.
* Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to any flood component of the premium (if applicable).
+ To qualify for the maximum No Claim Bonus of 30%, customers must have had no landlord insurance claims in the preceding three years. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus.
# Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
~ Excess choice not available where an excess higher than the standard excess has been imposed.
1 Flood Cover is available for all eligible property addresses. Flood Cover is an option on both Building and Contents in home and landlords insurance policies. The cover is designed to protect customers against damage to their building and/or contents in the event of a Flood up to the value of their sum insured. Flood cover is subject to eligibility.
2 This cover only applies if the building is part of a strata title development.
3 Landlord Workers’ Compensation is only available in ACT, TAS and WA.