Allianz Motor Insurance provides you with a great range of features as well as optional benefits so that you can tailor your cover to suit your needs.
Our highest level of cover for your vehicle which includes cover against fire, theft, accidents and malicious damage. It also covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.
Covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.
Comprehensive Insurance and Third Party Property Damage Comparison table
This table is a guide only. For information on what is covered and what is not covered and any limits and excesses that apply, please refer to the Product Disclosure Statement.
|Comprehensive Insurance||Third Party Property Damage|
|Get a Quote||Get a Quote|
|Cover for accidental loss of or damage to your vehicle caused by fire or theft||Yes||No|
|Cover for accidental loss of or damage to your vehicle (caused by events other than fire or theft)||Yes||No|
|New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the time it is declared a total loss||Yes||No|
|Cover for legal liability to pay compensation for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events||Yes||Yes|
|Emergency repairs – up to $500 in respect of any one incident||Yes||No|
|Rental car after theft ($100 per day limit, up to 30 days)||Yes||No|
|Reasonable cost of towing||Yes (after a covered incident)||No|
|Temporary cover on replacement vehicle – 14 days||Yes||No|
|Trailer and caravan cover - $1,000 or market value whichever is the lesser||Yes||No|
|Legal liability cover when using a substitute vehicle||Yes||Yes|
|Personal items – up to $1,000 for any one incident||Yes||No|
|Emergency accommodation and travelling expenses – up to $1,000 for of any one incident||Yes||No|
|Transportation costs – up to $500 for any one incident||Yes||No|
|Lock re-keying / re-coding – up to $1,000 for any one incident||Yes||No|
|Child seat / baby capsule cover – up to $500 for of any one incident||Yes||No|
|Rental car following accident - $100 per day limit, up to 30 days||Yes||No|
|Removal of basic excess for windscreen claims - 1 replacement and 2 repairs in any period of insurance||Yes||No|
|Optional excesses which you you can select to decrease your premium|
|Unnamed driver excess - $2,500 any one claim||Yes||No|
|Get a Quote||Get a Quote|
G&C Mutual Bank Limited, ABN 72 087 650 637 AFSL No 238311 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available from here. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.
1 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements.
2 The online discount applies to new comprehensive motor insurance policies. Applies to the first year’s premium only (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.
3 Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Your insurance history, driving history and number of claims you have made are used to determine any discount entitlement. If eligible, the maximum Safe driver discount that may be applied at new business is up to 10%