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No establishment fee
100% offset account
Redraw available4
It’s our way of saying ‘thank you’ to essential workers for the work they do in always serving our community.
- Same low interest rate for up to 95% LVR3
- 100% offset account4
- No establishment fee
- No monthly fee
- Up to $1000 towards third party costs#
- Unlimited redraws5 and extra repayments
- Overtime and shift allowances may be assessed at 100% for eligible essential services*
Product Features:
Home Loan Features |
|
|---|---|
| Minimum loan amount : | $100,000 |
| Maximum LVR : | 80% (dependant on loan purpose and security offered) |
| Maximum LVR with Lenders Mortgage Insurance : | 95% (subject to approval) |
| Get Ahead Start Guarantor (borrow up to 100% LVR) : | Yes |
| Maximum loan term : | 30 years |
| Interest calculation : | Calculated daily, charged monthly |
| Repayment type : | Principal & Interest |
| Repayment frequency : | Weekly, fortnightly, or monthly |
| Establishment fee : | $0 |
| Monthly loan fee : | $0 |
| Extra repayments : | Unlimited |
| Interest offset : | Yes |
| Redraw : | Yes |
| Loan preparation fees : | At cost |
| Increase/top up : | Yes |
Apply now in under 15 minutes
You will need to know your income details, expenses and existing loans and commitments
Still have questions?
Our friendly team is ready to help you. Call us 9:00am - 5:00pm, weekdays
Or send us a quick message
Experience the G&C Mutual Bank difference
Established in 1959, G&C Mutual Bank has since grown to be one of Australia’s strongest member-owned financial institutions. We are a member focused, values-driven organisation where member interests are not in conflict with shareholder interests. We’re a bank for you, the people you work with, and the people you know. A more rewarding community bank for everybody. It's your bank, because you own it.
Our awards
Our Essential Worker Home Loan has achieved great success being independently recognised by finance industry experts Finder and Mozo for achieving great value and innovative features.
*Overtime and shift allowances - 100% may be used in serviceability if the borrowers’ employment is in the essential services industry (e.g. Ambulance, Police Service, Nursing and Corrective Services).
# $1000 towards third party costs including valuation, registration, mortgage preparation and title search. Offer may be amended or withdrawn at any time.
