Your Bank | Your News

Updated terms and conditions - June 2024

Members are advised of updates to our terms and conditions, effective 11 June 2024.

Service Disruption: Friday 14th June to Saturday 15th June 2024

Members are advised of scheduled system maintenance from Friday 14th June to Saturday 15th June 2024. During this time banking services will be unavailable.

Australian businesses unite against financial abuse

We are proud to be one of the 21 Australian businesses part of the respect and protect initiative designed to disrupt the rise of financial abuse in Australia.

* At the end of the fixed rate period the loan will continue as a fixed rate loan for the same period, unless you choose a different fixed rate period or a variable rate product.


  • 1 Eligibility criteria, terms and conditions and fees and charges apply. Available when at least one borrower meets essential worker criteria as a frontline ambulance officer, paramedic, firefighter, police officer, corrective services officer, nurse, aged care or disability worker, teacher, early childhood educator, defence or military personnel. For new security or new refinance applications only. Not available for existing G&C Mutual Bank Loans.
  • 2 Comparison rate based on $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • 3 Eligibility criteria, terms & conditions and fees & charges apply. 3 year Fixed Rate Principal & Interest Owner Occupied Home Loan. Refer to interest rate schedule for full list of interest rates. Offset account not available on this product.
  • 4 These rates apply to retail deposits only. Where funds are withdrawn from a term deposit account prior to maturity, a reduction to the interest rate will be applied dependent on the time left until maturity. For more details please refer to our Account and Access Facilities Terms and Conditions. For terms outside of the advertised rates, call 1300 364 400 or visit your local Service Centre for more details.