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Is debt consolidation an option?

The end of the year can always feel overwhelming, particularly from a financial perspective. The commencement of a new year will hopefully bring you feelings of a ‘fresh start’ and your approach may begin with reviewing financial expenses. If you are wanting to get your debt under control, debt consolidation may be a way to achieve this.

Barnardos Australia Christmas Toy Appeal 2021

G&C Mutual Bank has long been a supporter of the wonderful work of Barnardos Australia, and through our association with the Australian Mutuals Foundation (AMF), we would love our members to contribute to the Barnardos Gifts for Kids - Christmas Toy Appeal 2021.

Avoid scammers this holiday season

According to the Australian Competition & Consumer Commission's (ACCC) Scamwatch, Australians have lost about $12.9 million to online shopping including classifieds scams so far this year.

Eligibility criteria, terms & conditions and fees & charges apply. 

*Promotion starts 22 November 2021 9:00 AM AEDT and closes 24 January 2022 11:55 PM AEDT (“Promotion Period”). Entry to the Promotion is open to Australian residents in all eligible states/territories, who is a customer of G&C Mutual Bank Limited and sends an international payment in foreign currency via a telegraphic transfer, or receives an inwards telegraphic transfer payment in foreign currency via the G&C Mutual Bank Limited branch or its online payment system, during the Promotion Period. For the avoidance of any doubt, drafts and/or foreign cheques are not eligible transactions for this Promotion.  Employees of G&C Mutual Bank Limited and Western Union Business Solutions (Australia) Pty Limited are not eligible. Prize is one of fifty AU$1,000 gift card vouchers. Prize draw 3.00pm AEDT Monday 31 January 2022. A customer can receive a maximum of one AU$1,000 gift card vouchers. Winners will be notified via Email or Phone/SMS within two business days of the draw and published on Authorised under NSW Authority No. TP/01470, ACT Permit No. TP 21/01965 and SA Permit No. T21/1780. For full T&C’s refer to


  • 1 These rates apply to retail deposits only. These rates are only offered if the member nominates for interest to be paid on maturity or when the term exceeds one year where interest must be paid annually. Monthly, quarterly and six monthly interest is available with a reduction on the current rate. Where funds are withdrawn from a term deposit account prior to maturity, a reduced rate of 0.10% interest applies. For terms outside of the advertised rates, call 1300 364 400 or visit your local Service Centre for more details.
  • 2 1 year Fixed Rate Principal & Interest Owner Occupied Home Loan. Refer to interest rate schedule for full list of interest rates.
  • 3 Comparison rate based on $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.