The rate on our Fair Rate Personal Loan is guided by your credit worthiness and borrowing history. If we determine that you have an excellent credit score and a good borrowing record, you could be eligible for our Diamond Rate.
| Tier | Interest Rate | Comparison Rate |
|---|---|---|
| Diamond | 7.99% p.a. | 8.20% p.a. |
| Emerald | 9.99% p.a. | 10.21% p.a. |
| Sapphire | 10.99% p.a. | 11.21% p.a. |
| Ruby | 12.99% p.a. | 13.21% p.a. |
| Opal | 16.99% p.a. | 17.22% p.a. |
Personal Loan Features |
|
|---|---|
| Minimum loan amount : | $1,000 |
| Maximum loan term : | 7 years |
| Interest charges : | Calculated daily, charged monthly |
| Repayment type : | Principal & Interest |
| Repayment frequency : | Weekly, fortnightly or monthly |
| Extra repayments : | Unlimited |
| Establishment fee : | $150 |
| Monthly loan fee : | $0 |
| Early termination fee : | $0 |
| Redraw : | Yes |
| In principle approval : | Yes |
| Increase/top up : | Yes |
Established in 1959, G&C Mutual Bank has since grown to be one of Australia’s strongest member-owned financial institutions. We are a member focused, values-driven organisation where member interests are not in conflict with shareholder interests. We’re a bank for you, the people you work with, and the people you know. A more rewarding community bank for everybody. It's your bank, because you own it.
Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review G&C Mutual Bank's Terms and Conditions before acquiring the product.
Terms & Conditions | Fees & Charges
G&C Mutual Bank Limited | ABN 72 087 650 637 | AFSL & Australian Credit Licence 238311
