If we determine that you have an excellent credit score and a good borrowing record, you could be eligible for our Diamond Rate of 5.99% p.a. with a comparison rate of 6.20% p.a.
Tier | Interest Rate | Comparison Rate |
---|---|---|
Diamond | 5.99% p.a. | 6.20% p.a. |
Emerald | 7.99% p.a. | 8.20% p.a. |
Sapphire | 8.99% p.a. | 9.20% p.a. |
Ruby | 10.99% p.a. | 11.21% p.a. |
Opal | 16.99% p.a. | 17.22% p.a. |
We are a member focused, values-driven organisation where member interests are not in conflict with shareholder interests. And as an Authorised Deposit-Taking Institution (ADI), we are subject to the same high standards of prudential regulation as the bigger banks, with full regulatory oversight.
Personal Loan Features |
|
---|---|
Minimum loan amount : | $1,000 |
Maximum loan term : | 7 years |
Interest charges : | Calculated daily, charged monthly |
Repayment type : | Principal & Interest |
Repayment frequency : | Weekly, fortnightly or monthly |
Application fee : | $150 |
Monthly loan fee : | $0 |
Extra repayments : | Unlimited |
Redraw : | Yes |
In principle approval : | Yes |
Increase/top up : | Yes |
Early termination fee : | $0 |