Members are advised that the functionality to open new Term Deposits via Online Banking is currently unavailable. Please contact us on 1300 364 400 for assistance opening a Term Deposit. We apologise for any inconvenience.
The rate on our Fair Rate Personal Loan is guided by your credit worthiness and borrowing history. If we determine that you have an excellent credit score and a good borrowing record, you could be eligible for our Diamond Rate.
Tier | Interest Rate | Comparison Rate |
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Diamond | 7.99% p.a. | 8.20% p.a. |
Emerald | 9.99% p.a. | 10.21% p.a. |
Sapphire | 10.99% p.a. | 11.21% p.a. |
Ruby | 12.99% p.a. | 13.21% p.a. |
Opal | 16.99% p.a. | 17.22% p.a. |
Personal Loan Features |
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Minimum loan amount : | $1,000 |
Maximum loan term : | 7 years |
Interest charges : | Calculated daily, charged monthly |
Repayment type : | Principal & Interest |
Repayment frequency : | Weekly, fortnightly or monthly |
Extra repayments : | Unlimited |
Establishment fee : | $150 |
Monthly loan fee : | $0 |
Early termination fee : | $0 |
Redraw : | Yes |
In principle approval : | Yes |
Increase/top up : | Yes |
Use our personal loan calculators to understand your borrowing power and what your monthly repayment commitments may be.
Established in 1959, G&C Mutual Bank has since grown to be one of Australia’s strongest member-owned financial institutions. We are a member focused, values-driven organisation where member interests are not in conflict with shareholder interests. We’re a bank for you, the people you work with, and the people you know. A more rewarding community bank for everybody. It's your bank, because you own it.