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Interest Rate Change – August 2025

On Tuesday 12 August 2025, the Reserve Bank of Australia (RBA) announced a decrease of 0.25%p.a. to the official cash rate. Following this, we have reviewed the interest rates applicable to our variable rate home loans and advise that the rates for existing mortgage holders will decrease by 0.25%p.a., effective from 25 August 2025.

NSW Ambulance Employee of the Month April and May

We are proud to sponsor the NSW Ambulance Employee of the Month Awards, celebrating NSW Ambulance employees who go above and beyond for the community. Congratulations to Rev. Graeme and Matthew for their wins in the April and May awards respectively.

Celebrating National Aged Care Employee Day

August 7 is National Aged Care Employee Day, a time to recognise and celebrate the dedication, compassion, and commitment of aged care workers across the country. We see this day as an important opportunity to show our appreciation for the individuals who play such a vital role in supporting our communities.

 

* At the end of the fixed rate period the loan will continue as a fixed rate loan for the same period, unless you choose a different fixed rate period or a variable rate product.

Footnotes:

  • 1 Eligibility criteria, terms & conditions and fees & charges apply. 2 year Fixed Rate Principal & Interest Owner Occupied Home Loan. Refer to interest rate schedule for full list of interest rates. Offset account not available on this product.
  • 2 Comparison rate based on $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • 3 Eligibility criteria, terms and conditions and fees and charges apply. Available when at least one borrower meets essential worker criteria as a frontline ambulance officer, paramedic, firefighter, police officer, corrective services officer, nurse, aged care or disability worker, teacher, early childhood educator, defence or military personnel. For new security or new refinance applications only. Not available for existing G&C Mutual Bank Loans.
  • 4 These rates apply to retail deposits only. Where funds are withdrawn from a term deposit account prior to maturity, a reduction to the interest rate will be applied dependent on the time left until maturity. For more details please refer to our Account and Access Facilities Terms and Conditions. For terms outside of the advertised rates, call 1300 364 400 or visit your local Service Centre for more details.