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Updated Terms and Conditions – August 2025

Members are advised of updates to our Account and Access Facilities Terms and Conditions, effective 26 August 2025. The key change is to the existing transaction limits section, to accommodate the new feature enabling members to manage their own daily transaction limits within Online Banking.

New! Manage your daily transaction limits online

Manage your daily transaction limits directly in Online Banking for a range of payment types, including BPAY, external transfers, international transfers, and OSKO payments. Whether you’re increasing a limit for a one-off payment or lowering a limit to enhance your account security, it’s now quick and easy to adjust to suit your own individual payment needs.

Scam Awareness Week 2025

From 25 to 29 August, Scams Awareness Week 2025, a national initiative led by the Australian Competition and Consumer Commission (ACCC) aims to raise awareness about the growing risks of scams and cyber threats. “Stop. Check. Protect.” is this year’s theme, encouraging Australians to remain vigilant, verify suspicious activity, and take proactive steps to protect their personal and financial information.

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* At the end of the fixed rate period the loan will continue as a fixed rate loan for the same period, unless you choose a different fixed rate period or a variable rate product.

** Special offer only available for new security. Not available for existing G&C Mutual Bank loans. Offer ends 14 December 2025 and may be amended or withdrawn at any time.

Footnotes:

  • 1 Eligibility criteria, terms and conditions and fees and charges apply.
  • 2 Comparison rate based on $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • 3 Eligibility criteria, terms & conditions and fees & charges apply. 2 year Fixed Rate Principal & Interest Owner Occupied Home Loan. Refer to interest rate schedule for full list of interest rates. Offset account not available on this product.
  • 4 Eligibility criteria, terms and conditions and fees and charges apply. Available when at least one borrower meets essential worker criteria as a frontline ambulance officer, paramedic, firefighter, police officer, corrective services officer, nurse, aged care or disability worker, teacher, early childhood educator, defence or military personnel. For new security or new refinance applications only. Not available for existing G&C Mutual Bank Loans.
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In the spirit of reconciliation G&C Mutual Bank acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today. We support the Uluru Statement from the Heart to achieve justice, recognition and respect for First Nations people.


Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review G&C Mutual Bank's Terms and Conditions before acquiring the product.

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