Personal & Car Loans | Apply online | G&C Mutual Bank

Sometimes you just need a little extra help to achieve your goals or to cover unexpected expenses and we have a range of options to choose from.

Fair Rate Personal Loan

Our award-winning Fair Rate Personal Loan can help to fund holidays and travel, buying a car and debt consolidation.

No monthly fee
Redraw available
Tiered rates starting from:

5.99%p.a. Interest rate
6.20%p.a.
Comparison rate

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Fixed Rate Car Loan

Drive away your dream car with our Canstar award-winning Fixed Rate Car Loan.

For new or used cars up to 3 years old
Direct payroll facility available to make paying your loan easier
Flexible repayment options - weekly, fortnightly, or monthly

5.99%p.a. Interest rate
6.25%p.a.
Comparison rate

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Overdraft

Overdraft facility is attached to your savings account and provides you with a safety net of extra funds.

Fast approval
Easy application process

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Additional Information

We're ready to help you

Budgeting for beginners

How to consolidate your debt

Footnotes:

¹ Eligibility criteria, terms & conditions and fees & charges apply.
² Applicants must be eligible for Diamond Rate as determined by G&C Mutual Bank. Refer to interest rate schedule for full list of interest rates.
³ Comparison rate based on unsecured $30,000 loan over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
⁴ Comparison rate based on secured $30,000 loan over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review G&C Mutual Bank's Terms and Conditions before acquiring the product.

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