Cards | Apply online | G&C Mutual Bank

We recognise that our members like to make purchases in different ways, so whether you want to shop online, over the counter, within Australia or overseas, G&C Mutual Bank has a card to suit you.

We offer a range of cards with great features, rewards and competitive interest rates.

Low Rate Visa Credit Card

Our award-winning Low Rate Credit Card has a low interest rate, up to 50 days interest free and a low annual fee.

Low interest rate on purchases
$50 annual fee
Up to 50 days interest free

7.49%p.a. Interest rate

Apply Now Read More

Platinum Visa Credit Card

All the things you expect from a premium credit card including Qantas Points on eligible purchases.

Up to 50 days interest free
Earn Qantas points on eligible purchases
Platinum Visa Concierge

18.74%p.a. Interest rate

Apply Now Read More

Visa Debit Card

Access your funds and make purchases using your own money with a G&C Mutual Bank Visa Debit Card.

Spend and access your own money
Easy and secure everyday purchases with Visa payWave
Use in person, online or over the phone where Visa is accepted

Apply Now Read More

Low Rate Business Credit Card

Manage your cash flow and enjoy the convenience of a card designed for doing business.

Low interest rate on purchases
$50 annual fee
Up to 50 days interest-free

12.49%p.a. Interest rate

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Activate your card

To use your card, you will first have to activate it using one of the 3 options below:

Login into Online Banking and select "Activate Your Card" from the "Services" drop down menu at the top of your screen
Log into the Mobile App, click the menu button in the top left corner and select "Cards" from the drop down menu
Call us on 1300 364 400 and we can assist you over the phone

For lost, stolen or captured cards

Call G&C Mutual Bank on 1300 364 400, 24 hours a day, 7 days a week.

For overseas assistance, call us on +61 2 9307 5400 or contact Visa Global Customer Assistance +1 303 967 1090 (international) or the VISA International Hotline specific to the country you are in.

Travelling Overseas

Contact us before you travel overseas so we can monitor your account more closely. You will also avoid transactions on your cards being stopped by us when we detect overseas purchases.

Additional Information

We're ready to help you

G&C Interest Rate Changes – November 2022

Scam alert: SMS and phone impersonation

Footnotes:

¹ Interest rate on purchases. Up to 50 days interest free providing you pay your account in full each month and by the due date. Eligibility criteria, terms & conditions and fees & charges apply.