We are investigating an issue that has impacted bonus interest applied to savings accounts on 31 March. A resolution is being worked on, and all interest payments will be corrected including back payments, as soon as possible. We apologise for any inconvenience.

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The bank you know, with a cherry on top.

We merged with Unity Bank to give you the same banking you know and love, plus more. Same staff. Same leadership. Same service. Now with more great products and less fees.

Because good things can always get better…


More to love

We can now offer you even more savings and credit solutions, as well as some quality of life banking services. That means more options, made easier.


Reduced fees

Over 40 existing fees have been removed or reduced. That means you’re getting more and paying less. These changes are anticipated to collectively save members more than $720,000 per annum.


What's new for you?


MoneyMAX savings account

A high variable interest rate online savings account with no minimum balance or withdrawal restrictions. Because when times are hard, at least saving should be easy.


Enhanced tech

You now have access to more secure digital banking solutions, like transaction alerts, to improve your day-to-day experience and keep you protected.


Protected action clause

There’s strength in unity. If you’re involved in a 'protected industrial action', you may be eligible to postpone your loan repayments for up to 12 months to relieve financial stress.


Keep enjoying what you love


Community & worker support

We’re proud to support our community with the Essential Worker Home Loan and by sponsoring the NSW Ambulance Employee of the Year Awards for over ten years.


Local call centres

Our commitment to quality service will never change. We’re here to help you however you can.


Member owned

We’re proudly a member-owned bank, giving you more say and more benefits. Any surplus goes back to you in the form of better interest rates, products and services.

Credit eligibility, t&cs, and fees apply. Unity Bank Limited ABN 72 087 650 637 AFSL & Australian Credit Licence 238311.

We're ready to help you

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In the spirit of reconciliation G&C Mutual Bank acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today. We support the Uluru Statement from the Heart to achieve justice, recognition and respect for First Nations people.


Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review G&C Mutual Bank's Terms and Conditions before acquiring the product.

© 2026 Unity Bank Limited | ABN 72 087 650 637 | AFSL & Australian Credit Licence 238311