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Construction Loan – Owner Occupied


Our Construction Loan helps provide the funds you need to support the construction of an owner-occupied property.

  • No minimum loan amount
  • Unlimited extra repayments
  • $0 monthly loan fee

Product Features:

Home Loan Features
Minimum loan amount : $0
Maximum loan amount : $5,000,000
Maximum LVR : 80%
Maximum LVR with Lenders Mortgage Insurance : 95% (plus premium)
Maximum loan term : 12 months
Interest calculation : Calculated daily, charged monthly
Interest type : Variable
Interest offset : No
Repayment type : Interest Only
Repayment frequency : Monthly
Establishment fee : $0
Monthly loan fee : $0
Extra repayments : Unlimited
Redraw : Yes
Pre-approval : Yes
Increase/top up : No
Split loan option : Yes
Security : Secured

Home loan calculators

Our handy home loan calculators can help you determine the amount you can borrow and what the monthly repayments may be.

View all calculators

We're ready to help you

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Eligibility criteria, terms and conditions and fees and charges apply.​ Variable interest rates are dependent on the product type.

Footnotes:

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In the spirit of reconciliation G&C Mutual Bank acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today. We support the Uluru Statement from the Heart to achieve justice, recognition and respect for First Nations people.


Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review G&C Mutual Bank's Terms and Conditions before acquiring the product.

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