Love your home but not your loan?
If you purchased your home a few years ago, your lifestyle, family or financial situation may have changed. You might be looking to consolidate your debts, unlock the equity in your home, or just be searching for a better deal.
Make your move and refinance with our Momentum Home Loan.
- No establishment fee
- 100% offset account
- Redraw available4
- Unlimited extra repayments
Principal & Interest
Owner Occupied LVR <60%
Our awards
Our Momentum Home Loan has achieved great success being independently recognised by finance industry experts InfoChoice, Money Magazine, RateCity and Finder for achieving great value, flexibility and innovative features.
Owner Occupied (Principal & Interest)
| LVR Thresholds | Interest Rate | Comparison Rate2 |
| Less than 60% LVR | 2.74% p.a. | 2.76% p.a. |
| Between 60 - 80% LVR | 2.84% p.a. | 2.86% p.a. |
| Greater than 80% LVR | 2.94% p.a. | 2.96% p.a. |
Product Features:
Home Loan Features |
|
|---|---|
| Minimum loan amount : | $100,000 |
| Maximum LVR : | 80% (dependant on loan purpose and security offered) |
| Maximum LVR with Lenders Mortgage Insurance : | 95% (subject to approval) |
| Get Ahead Start Guarantor (borrow up to 100% LVR) : | Yes |
| Maximum loan term : | 30 years |
| Interest calculation : | Calculated daily, charged monthly |
| Repayment type : | Principal & Interest |
| Repayment frequency : | Weekly, fortnightly or monthly |
| Establishment fee : | $0 |
| Monthly loan fee : | $0 |
| Package fee : | $0 |
| Extra repayments : | Unlimited |
| Interest offset : | Yes |
| Redraw : | Yes |
| Pre-approval : | N/A |
| Loan preparation fees : | At cost |
| Increase/top up : | Yes |
| Second mortgage security : | Yes |
| Vacant land as sole security : | Yes |
We're ready to help you
Eligibility criteria, terms & conditions and fees & charges apply. New refinance applications only. Not available for refinance of existing G&C Mutual Bank loans.
