Reverse Mortgatge | G&C Mutual Bank

You may have reached, or are nearing, retirement age and are looking for ways to unlock the equity in your home to assist with expenses, travel or renovations; or to help a family member get started with a property purchase. Navigating the jargon and the buying process can feel overwhelming, but we’re here to support you on your home ownership journey so you can make your move.

Retirees Access Home Loan

A reverse mortgage is designed to assist those around retirement age who own their home, but have little cash for everyday living, home renovations, an overseas holiday or a new car.

Access the equity in your home
Receive the funds in one lump sum
Remain in your home while maintaining a comfortable lifestyle

9.00%p.a. Interest rate
9.10%p.a.
Comparison rate

Enquire Online Read More

Additional Information

We're ready to help you

Scam alert: Watch out for mobile fraud

Interest Rate Change – March 2026

Spend your retirement living with our Retirees Access Home Loan 9.00 % p.a. Interest rate 9.10 % p.a. Comparison rate

Footnotes:

¹ Eligibility criteria, terms and conditions and fees and charges apply.
² Borrowers' estate or its beneficiaries will not be liable for any residual debt following the sale of the property, provided the terms and conditions of the loan have been met.
³ Comparison rate based on $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.