Please be wary of scam callers impersonating G&C Mutual Bank. Do not provide your details and remember G&C Mutual Bank will never call and ask for your account information or passcodes over the phone.

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Overdraft

The Overdraft facility is attached to your savings account and provides you with a safety net of extra funds up to an approved overdraft limit.

 

Offers peace of mind knowing that if a credit card payment or direct debit is processed to your account when you have insufficient funds, the payments will not be rejected if your account is accidentally overdrawn.

 

Interest is only payable when the overdraft is being used.

 

Fees and charges apply. Please refer to the Loans Fees and Charges Schedule. 

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  • Easy application process

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Scam alert: Watch out for mobile fraud

Interest Rate Change – March 2026

Terms and conditions, fees and charges apply.

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In the spirit of reconciliation G&C Mutual Bank acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today. We support the Uluru Statement from the Heart to achieve justice, recognition and respect for First Nations people.


Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review G&C Mutual Bank's Terms and Conditions before acquiring the product.

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