A. This will depend on your income, existing debts and other regular expenses.

A. G&C Mutual Bank sets a minimum term of 1 year to a maximum of 7 years to repay your loan. You will be able to select the right loan term according to how much you can afford to pay monthly. A longer term loan will cost you more in interest, but you will have lower monthly repayments.

A. Secured loans are those loans that are protected by an asset or collateral of some sort. The item purchased, such as a car, can be used as collateral. Secured loans usually offer lower rates, higher borrowing limits and longer repayment terms than unsecured loans.


On the other hand, with an unsecured loan you are not required to use your personal assets as a security against the loan. Lenders take more of a risk by making such a loan, with no property or assets to recover in case of default, which is why the interest rates are considerably higher. Unsecured loans might be used for student loans, for small personal loans or for borrowing money to carry out minor household repairs and for small personal loans.

A. No. However if you wish to redraw any advance payments or increase your loan, certain fees apply.

A. Yes you can, and there are no extra costs for making additional repayments.

A. A G&C Mutual Bank personal loan for travel can help you pay for your airfares, accommodation, gift shopping, car hire, travel expenses and more. We can turn your dreams into reality and with repayments that suit your budget.

A. A G&C Mutual Bank personal loan can not only help you cover your travel expenses but can also help you manage your other debts. Consolidating multiple debts and cards into one loan can make managing your finances easier.

Any advice or information provided on this site is general advice only, and does not take into account your personal objectives, financial situation or needs. Before acting on any general advice you should consider its appropriateness given your personal circumstances. You should consider the Terms and Conditions for a product before acting on any advice to acquire it. Please consult with a financial adviser for personal financial advice.