We’re excited to announce that our Momentum Home Loan has won the following five awards in RateCity’s 2023 Gold Awards:

  • Best Variable Home Loan over $1m
  • Best Small Deposit Home Loan
  • Best Refinance Home Loan
  • Best Variable Home Loan
  • Best Investor Variable Home Loan



The RateCity Gold Awards celebrate lenders who consistently offer competitive loans to Australian consumers. RateCity’s Research Team base their awards on a market-leading Real Time RatingsTM system, which rates over 100 lenders with a score out of five, based on how much home loans will cost in the first five years and how much flexibility they offer.


We’re celebrating this great achievement as it recognises our ongoing commitment to our members in providing home loans that offer great value with low interest rates, competitive features and low fees. Learn more about our award winning Momentum Home Loan.


As a mutual bank owned by our members, we’re a values-driven organisation where member interests are not in conflict with shareholder interests. We strive to deliver quality products to our members. To ensure that G&C Mutual Bank’s products remain market competitive, we routinely submit our range of products for independent assessment and peer benchmarking. Our numerous awards confirm our ongoing commitment to providing products that offer great value for our members.