The RateCity Gold Awards recognises the most competitive financial products in Australia that deliver the best value for customers. The Awards span 26 categories and winners were determined after reviewing over 131 lenders and over 2800 products, including home loans, personal loans and car loans.

The Gold Awards judging process used RateCity’s unique Real Time Ratings™ system, which gives every product and lender in the database a score out of five, based on cost and flexibility features, and is calculated daily to capture changes as they happen.

Using the average of these scores over a three-month period, RateCity recognises consistent top performers with a RateCity Gold Award.

G&C Mutual Bank’s Momentum Home Loan was recognised in the Best Offset Home Loan category and, for the second year in a row, was recognised in the following four categories:

  1. Best Refinance Home Loan
  2. Best Variable Home Loan
  3. Best Small Deposit Home Loan
  4. Best Home Loan Over $1m

G&C Mutual Banks's Momentum Home Loan continues to be recognised by industry experts for its consistently low interest rate, low fees and because it comes with a 100% offset account. When refinancing with G&C Mutual Bank, members can be confident that they’re getting a great value home loan.

As a mutual bank owned by our members, we’re a values-driven organisation where member interests are not in conflict with shareholder interests. We strive to deliver quality products to our members. To ensure that G&C Mutual Bank’s products remain market competitive, we routinely submit our range of products for independent assessment and peer benchmarking. Our numerous awards confirm our ongoing commitment to providing products that offer great value for our members.

About RateCity

RateCity believes that everyone should have the power to make smart financial decisions. It’s why RateCity continuously works to create the best comparison engine. The site compares over 11,000 financial products from more than 400 brands, allowing Australians to find the best offer, deal or solution for their situation. RateCity’s Gold Awards began in 2020 as a way to identify the best-in-market products and lenders to Australian consumers.