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Refinance - Owner Occupied

Taking out a home loan is often your most significant financial decision, but it is easy to just keep making repayments without reviewing your options over time. If your circumstances have changed or you are looking for a better deal, we’re here to support you so you can make your move.

Fixed Rate Home Loan - Owner Occupied

The security of a fixed rate, providing you with the certainty of knowing your home loan repayments won't change during the fixed rate period.

  • Competitive fixed interest rate
  • Make extra repayments of up to 5% of the loan balance per annum
  • Redraw facility available
  • 2.29%p.a. Interest rate
  • 2.34%p.a.
    Comparison rate
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Basic Home Loan

A simple, low interest rate variable home loan, so you’re not paying more for extra features you may not want or need. Available for Owner Occupied home loans only.

  • Redraw available
  • Unlimited extra repayments
  • Flexible repayment options
  • 3.19%p.a. Interest rate
  • 3.25%p.a.
    Comparison rate
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Premium Home Loan Package - Owner Occupied

An all in one package that allows you to save when you combine a home loan, credit card and transaction account.

  • No establishment fee
  • No monthly service fee on transaction account
  • 100% offset account
  • 3.59%p.a. Interest rate
  • 3.99%p.a.
    Comparison rate
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Standard Variable Home Loan - Owner Occupied

A flexible home loan with an interest rate that changes as the market does.

  • Get Ahead Start Guarantor option
  • Unlimited extra repayments
  • Redraw available
  • 4.50%p.a. Interest rate
  • 4.56%p.a.
    Comparison rate
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Equity Line – Owner Occupied

A line of credit set up using the equity in your home, which can be used at any time to help manage day to day expenses.

  • Entire salary can be credited into this loan reducing the interest
  • Line of credit can be topped up to approved limit at any time
  • 5.04%p.a. Interest rate
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We're ready to help you

Mozo Experts Choice Awards success: Home Loans

Helping at Barnardos Australia's Working Bee

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Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review G&C Mutual Bank's Terms and Conditions before acquiring the product.

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