A flexible home loan with an interest rate that changes as the market does.


100% offset account and redraw4 are available with this home loan product. As is our Get Ahead Start Guarantor option which allows a family member to offer a suitable security property as part of the home loan to help you get started with your first home purchase.


  • Get Ahead Start Guarantor option
  • Unlimited extra repayments
  • Redraw available4
  • 100% offset account
  • Flexible repayment options
4.50 % p.a. Interest rate 4.56 % p.a. Comparison rate

Product Features:

Home Loan Features
Minimum loan amount : No minimum
Maximum LVR : 95% (dependant on loan purpose and security offered)
Maximum loan term : 30 years
Interest charges : Calculated daily, charged monthly
Repayment type : Principal & Interest; Interest Only (conditions apply)
Repayment frequency : Weekly, fortnightly or monthly repayments allowed; Interest Only - monthly due 1st day of each month
Monthly loan fee : $0
Package fee : $0
Extra repayments : Unlimited
Interest offset : Yes
Redraw : Yes
In principle approval : Yes
Lenders Mortgage Insurance : Available subject to approval
Loan preparation fees : At cost
Increase/top up : Yes
Second mortgage security : On application
Vacant land as sole security : Yes
Get Ahead Start Guarantor : Yes