Community Support Loan | G&C Mutual Bank

Our Community Support Loan is a personal loan designed to assist with unexpected expenses during natural disasters or protected industrial action.^*

With express approval and flexible repayments, it provides financial support when you and your family need it most.

4.99 % p.a. Interest rate 6.31 % p.a. Comparison rate

	Interest rate	Comparison rate
Community Support Loan	4.99% p.a.	6.31% p.a.

Features
Minimum loan amount	$1,000
Maximum loan amount	$10,000 for existing members, $5,000 for non-members
Maximum loan term	10 years
Interest charges	Calculated daily, charged monthly
Repayment type	Principal & Interest
Repayment frequency	Principal & Interest: weekly, fortnightly or monthly. Can be deferred for a maximum period of 3 months (interest is capitalised during any repayment deferral period)
Extra repayments	Unlimited
Establishment fee	$0
Monthly loan fee	$0
Early termination fee	$0
Redraw	Yes^**
Pre-approval	N/A
Split loan option	N/A
Increase/top up	No

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National Police Remembrance Day 2025

Updated Terms and Conditions – August 2025

Eligibility criteria, terms & conditions and fees & charges apply.

^* Protected Action Clause available for all G&C Mutual Bank members while involved in “protected industrial action” under the Fair Work Act, 2009 (Cth). Members with loans contracted before 13/9/21, must first apply to G&C Mutual Bank to vary their loan contract to include the Protected Action Clause. Prior to becoming involved in a protected industrial action Member must not be in default under their loan contract. Member must request G&C Mutual Bank to postpone repayments in part or in full.

^** Minimum redraw amount of $100 applies.

Footnotes:

¹ Interest rate shown available for the first 12 months, reverting thereafter to the lowest Fair Rate Personal Loan interest rate.
² Comparison rate based on unsecured $10,000 loan over 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.