Sometimes you just need a little extra help to achieve your goals faster. Our award-winning Fair Rate Personal Loan can help to fund or partially fund holidays and travel, buying a car, debt consolidation, renovations, wedding plans, growing family or unexpected medical bills.
Our Fair Rate Personal Loan is unlike most personal loans from large financial institutions where a standard rate is generally applied. The rate on our Fair Rate Personal Loan is guided by your credit worthiness - so you may be rewarded with a better rate based on your borrowing history.
If we determine that you have an excellent credit score and a good borrowing record, you could be eligible for our Diamond Rate of 5.99% p.a. with a comparison rate of 6.20% p.a.
Tier | Interest Rate | Comparison Rate |
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Diamond | 5.99% p.a. | 6.20% p.a. |
Emerald | 7.99% p.a. | 8.20% p.a. |
Sapphire | 8.99% p.a. | 9.20% p.a. |
Ruby | 10.99% p.a. | 11.21% p.a. |
Opal | 16.99% p.a. | 17.22% p.a. |
Personal Loan Features |
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Minimum loan amount : | $1,000 |
Maximum loan term : | 7 years |
Interest charges : | Calculated daily, charged monthly |
Repayment type : | Principal & Interest |
Repayment frequency : | Weekly, fortnightly or monthly |
Establishment fee : | $150 |
Monthly loan fee : | $0 |
Extra repayments : | Unlimited |
Redraw : | Yes |
In principle approval : | Yes |
Increase/top up : | Yes |
Early termination fee : | $0 |
Eligibility criteria, terms & conditions and fees & charges apply.
Canstar's 5-Star Rating for Outstanding Value Car Loan, awarded in November 2019, for the Fair Rate Personal Loan (Diamond Rate) in the New Car Loan profile
Canstar's 5-Star Rating for Outstanding Value Car Loan, awarded in November 2019, for the Fair Rate Personal Loan (Diamond Rate) in the Used Car Loan profile
Canstar's 5-Star Rating for Outstanding Value Personal Loan, awarded in November 2019, for the Fair Rate Personal Loan (Diamond Rate) in the Unsecured Personal Loan profile
Canstar's 5-Star Rating for Outstanding Value Personal Loan, awarded in November 2019, for the Fair Rate Personal Loan (Emerald Rate) in the Unsecured Personal Loan profile