Service Disruption: 5:00pm Friday 19th July - 8:00am Saturday 20th July, 2019. As a result of scheduled system maintenance during this period, our Online Banking, Mobile App and Phone Banking services will be unavailable. Members will also have limited access to transactions via ATMs. Read full details.
Sometimes you just need a little extra help to achieve your goals faster. Our award-winning Fair Rate Personal Loan can help to fund or partially fund holidays and travel, buying a car, debt consolidation, renovations, wedding plans, growing family or unexpected medical bills.
Our Fair Rate Personal Loan is unlike most personal loans from large financial institutions where a standard rate is generally applied. The rate on our Fair Rate Personal Loan is guided by your credit worthiness - so you may be rewarded with a better rate based on your borrowing history.
If we determine that you have an excellent credit score and a good borrowing record, you could be eligible for our Diamond Rate of 5.99% p.a. with a comparison rate of 6.20% p.a.
Diamond Rate from:
| Tier | Interest Rate | Comparison Rate |
|---|---|---|
| Diamond | 5.99% p.a. | 6.20% p.a. |
| Emerald | 7.99% p.a. | 8.20% p.a. |
| Sapphire | 8.99% p.a. | 9.20% p.a. |
| Ruby | 10.99% p.a. | 11.21% p.a. |
| Opal | 16.99% p.a. | 17.22% p.a. |
Product Features:
Personal Loan Features |
|
|---|---|
| Minimum loan amount : | $1,000 |
| Maximum loan term : | 7 years |
| Interest charges : | Calculated daily, charged monthly |
| Repayment type : | Principal & Interest |
| Repayment frequency : | Weekly, fortnightly or monthly |
| Application fee : | $150 |
| Monthly loan fee : | $0 |
| Extra repayments : | Unlimited |
| Redraw : | Yes |
| In principle approval : | Yes |
| Increase/top up : | Yes |
| Early termination fee : | $0 |
We're ready to help you
Eligibility criteria, terms & conditions and fees & charges apply.
