Sometimes you just need a little extra help to achieve your goals faster. Our award-winning Fair Rate Personal Loan can help to fund or partially fund holidays and travel, buying a car, debt consolidation, renovations, wedding plans, growing family or unexpected medical bills.
Our Fair Rate Personal Loan is unlike most personal loans from large financial institutions where a standard rate is generally applied. The rate on our Fair Rate Personal Loan is guided by your credit worthiness - so you may be rewarded with a better rate based on your borrowing history.
If we determine that you have an excellent credit score and a good borrowing record, you could be eligible for our Diamond Rate of 5.99% p.a. with a comparison rate of 6.20% p.a.
Diamond Rate from:
| Tier | Interest Rate | Comparison Rate |
|---|---|---|
| Diamond | 5.99% p.a. | 6.20% p.a. |
| Emerald | 7.99% p.a. | 8.20% p.a. |
| Sapphire | 8.99% p.a. | 9.20% p.a. |
| Ruby | 10.99% p.a. | 11.21% p.a. |
| Opal | 16.99% p.a. | 17.22% p.a. |
Product Features:
Personal Loan Features |
|
|---|---|
| Minimum loan amount : | $1,000 |
| Maximum loan term : | 7 years |
| Interest charges : | Calculated daily, charged monthly |
| Repayment type : | Principal & Interest |
| Repayment frequency : | Weekly, fortnightly or monthly |
| Application fee : | $150 |
| Monthly loan fee : | $0 |
| Extra repayments : | Unlimited |
| Redraw : | Yes |
| In principle approval : | Yes |
| Increase/top up : | Yes |
| Early termination fee : | $0 |
In November 2019, our Fair Rate Personal Loan was recognised by finance industry experts for its outstanding value and achieved the following awards:
- Canstar's 5-Star Rating for Outstanding Value Car Loan for the Fair Rate Personal Loan (Diamond Rate) in the New Car Loan profile
- Canstar's 5-Star Rating for Outstanding Value Car Loan for the Fair Rate Personal Loan (Diamond Rate) in the Used Car Loan profile
- Canstar's 5-Star Rating for Outstanding Value Personal Loan for the Fair Rate Personal Loan (Diamond Rate) in the Unsecured Personal Loan profile
- Canstar's 5-Star Rating for Outstanding Value Personal Loan for the Fair Rate Personal Loan (Emerald Rate) in the Unsecured Personal Loan profile
- Mozo Experts Choice 2019 Unsecured Personal Loan
- Mozo Experts Choice 2019 Used Car Loan
We're ready to help you
Eligibility criteria, terms & conditions and fees & charges apply.
