If you have a longer term goal and can resist the temptation of dipping into your funds, consider a term deposit.
Your return and interest rate are fixed with flexible interest payment options available. You can invest a substantial amount, or as little as $1000 with terms ranging from 30 days up to 5 years.
The Australian Government's Financial Claims Scheme (FCS) protects people's deposits in the unlikely event that a bank, building society or credit union fails. It only covers banking institutions that are incorporated in Australia, and has been known as the Australian Government deposit guarantee.
2 years special - Interest
paid on maturity or annually
| Terms Available (Min $1,000) | Interest paid on maturity or annually1 | Interest paid monthly |
| 5 years | 3.00% p.a. | 2.95% p.a. |
| 4 years | 2.90% p.a. | 2.85% p.a. |
| 3 years | 2.80% p.a. | 2.75% p.a. |
| 2 years special | 2.85% p.a. | 2.80% p.a. |
| 1 year | 2.70% p.a. | 2.65% p.a. |
| 9 months | 2.60% p.a. | 2.55% p.a. |
| 6 months | 2.55% p.a. | 2.50% p.a. |
| 3 months | 2.40% p.a. | 2.35% p.a. |
- Start saving today with as little as $1,000.
- Certainty of a fixed rate of return.
- Terms from 30 days up to 5 years.
- Flexible interest payment options.
- Self-managed super funds welcome.
