If you have a longer term goal and can resist the temptation of dipping into your funds, consider a term deposit.


Your return and interest rate are fixed with flexible interest payment options available. You can invest a substantial amount, or as little as $1000 with terms ranging from 30 days up to 5 years. 


The Australian Government's Financial Claims Scheme (FCS) protects people's deposits in the unlikely event that a bank, building society or credit union fails. It only covers banking institutions that are incorporated in Australia, and has been known as the Australian Government deposit guarantee.

6 months - Interest
paid on maturity

1.60 % p.a. Interest rate
Terms Available (Min $1,000) Interest paid on maturity or annually1 Interest paid monthly
5 years 1.55% p.a. 1.50% p.a.
4 years 1.55% p.a. 1.50% p.a.
3 years 1.55% p.a. 1.50% p.a.
2 years 1.55% p.a. 1.50% p.a.
1 year 1.55% p.a. 1.50% p.a.
9 months 1.55% p.a. 1.50% p.a.
6 months 1.60% p.a. 1.55% p.a.
3 months 1.50% p.a. 1.45% p.a.
  • Start saving today with as little as $1,000.
  • Certainty of a fixed rate of return.
  • Terms from 30 days up to 5 years.
  • Flexible interest payment options.
  • Self-managed super funds welcome.