Term Deposits

If you have a longer term goal and can resist the temptation of dipping into your funds, consider a term deposit.

Your return and interest rate are fixed with flexible interest payment options available. You can invest a substantial amount, or as little as $1000 with terms ranging from 30 days up to 5 years.

The Australian Government's Financial Claims Scheme (FCS) protects people's deposits in the unlikely event that a bank, building society or credit union fails. It only covers banking institutions that are incorporated in Australia, and has been known as the Australian Government deposit guarantee.

6 months - Interest
paid on maturity

1.60 % p.a. Interest rate

Terms Available (Min $1,000)	Interest paid on maturity or annually¹	Interest paid monthly
5 years	1.55% p.a.	1.50% p.a.
4 years	1.55% p.a.	1.50% p.a.
3 years	1.55% p.a.	1.50% p.a.
2 years	1.55% p.a.	1.50% p.a.
1 year	1.55% p.a.	1.50% p.a.
9 months	1.55% p.a.	1.50% p.a.
6 months	1.60% p.a.	1.55% p.a.
3 months	1.50% p.a.	1.45% p.a.

Key Features
Calculator

Start saving today with as little as $1,000.
Certainty of a fixed rate of return.
Terms from 30 days up to 5 years.
Flexible interest payment options.
Self-managed super funds welcome.

Additional Information

We're ready to help you

Beware of bushfire-related scams

G&C donates $10,000 to support the Bushfire Appeal

Footnotes:

¹ These rates apply to retail deposits only. These rates are only offered if the member nominates for interest to be paid on maturity or when the term exceeds one year where interest must be paid annually. Monthly, quarterly and six monthly interest is available with a reduction on the current rate. Where funds are withdrawn from a term deposit account prior to maturity, a reduced rate of 0.50% interest applies. For terms outside of the advertised rates, call 1300 364 400 or visit your local Service Centre for more details.

6 months - Interest paid on maturity

We're ready to help you

Beware of bushfire-related scams

G&C donates $10,000 to support the Bushfire Appeal

Footnotes:

6 months - Interest
paid on maturity