A line of credit set up using the equity in your home, which can be used at any time to help manage day to day expenses.


  • Entire salary can be credited into this loan reducing the interest
  • Line of credit can be topped up to approved limit at any time
9.54 % p.a. Interest rate

Product Features:

Home Loan Features
Minimum loan amount : No minimum
Maximum LVR : 80% (dependant on loan purpose and security offered)
Maximum LVR with Lenders Mortgage Insurance : N/A
Get Ahead Start Guarantor (borrow up to 100% LVR) : No
Maximum loan term : 30 years
Interest calculation : Calculated daily, charged monthly
Repayment type : Interest Only
Repayment frequency : Minimum monthly repayment is required being the amount of interest debited for the previous month (Interest capitalisation not allowed)
Monthly loan fee : $0
Package fee : $0
Extra repayments : Unlimited
Interest offset : No
Redraw : N/A
Pre-approval : N/A
Loan preparation fees : At cost
Increase/top up : Yes
Second mortgage security : Yes
Vacant land as sole security : Yes

Home loan calculators

Our handy home loan calculators can help you determine the amount you can borrow and what the monthly repayments may be.