A line of credit set up using the equity in your home, which can be used at any time to help manage day to day expenses.


  • Entire salary can be credited into this loan reducing the interest
  • Line of credit can be topped up to approved limit at any time
5.50 % p.a. Interest rate

Product Features:

Home Loan Features
Minimum loan amount : No minimum
Maximum LVR : 80%
Maximum loan term : 30 years
Interest charges : Calculated daily, debited monthly
Repayment type : Interest Only
Repayment frequency : Minimum monthly repayment is required being the amount of interest debited for the previous month (Interest capitalisation not allowed)
Monthly loan fee : $0
Package fee : $0
Extra repayments : Unlimited
In principle approval : Yes
Lenders Mortgage Insurance : N/A
Loan preparation fees : At cost
Increase/top up : Yes, subject to approval
Second mortgage security : On application
Vacant land as sole security : Yes
Get Ahead Start Guarantor : No