The First Home Owner Grant (FHOG) is a government initiative which offers financial assistance to those buying their first home. It helps thousands of Australians reach their property dreams each year.


While the concept is pretty simple - the government provides a one-off payment towards buying your first home, in practice there’s a bit more to it. There are conditions, eligibility criteria and a strict application process to follow, and these differ from state to state.


The grant amount also varies depending on the state you're in, the type of property you're buying or building, and whether it's in a rural or urban location. To find out if you’re eligible or to obtain more information about the FHOG visit the Australian Government's First Home Owner Grant website.


As G&C Mutual Bank is a registered agent for the FHOG, you can apply for your grant when you apply for a loan to buy or build your first home. Navigating the jargon and the buying process can feel overwhelming, but we’re here to support you on your home ownership journey so you can make your move.

Eligibility criteria, terms & conditions and fees & charges apply.