Access Account

An Access account will provide you with your everyday transaction account needs. Funds are available 24 hours a day, 7 days a week.

Access your money through a range of facilities using a Visa Debit Card giving you access to your funds anywhere Visa is accepted, withdraw cash from ATMs or eftpos, make purchases virtually anywhere in Australia or throughout the world, and shop or pay bills over the phone or internet.

Optional Overdraft facility available to provide you with a safety net of extra funds.

Use the access account for your everyday needs
Online Banking available
Funds available at call 24 hours a day, 7 days a week

0.00 % p.a. Interest rate

Daily Balance	Interest Rate
$0 plus	0.00% p.a.

Product Features:

Saving Features
Minimum opening deposit :	$0
Funds available :	At Call – 24/7 access
Statement options :	Online statements
Monthly account fee :	$5 - exempt when membership balance of over $5,000 is maintained at all times throughout the month
Transaction fees :	Unlimited free transactions available – refer to our fees and charges brochure
Service centre access :	Yes
Visa debit card :	Yes
Direct credit :	Yes
Direct debit :	Yes
Quick debit :	Yes
Periodical payment :	Yes
BPAY :	Yes
Bank@Post :	Yes
Interest calculation :	Calculated on daily balance and paid monthly
Conditions :	N/A

Savings calculators

Discover your savings potential and estimated interest earnings with our savings calculators.

Product Features:

Saving Features

Savings calculators

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Changes to our incorporated name

Updated Terms and Conditions – July 2025