Low Rate Business Credit Card

Manage business expenses and cash flow with our low rate business credit card.

A Business Credit Card gives you easy access to funds to cover your cash flow needs, with up to 50 days interest-free and a low annual fee. It all adds up to great value.

Low annual card fee
Competitive interest rates¹
Up to 50 days interest-free on purchases¹
Attach up to 5 cards to one credit card account

Interest rate on purchases

12.49 % p.a. Interest rate

Key Features

Product Features:

Credit Card Features
Minimum credit limit :	$1,000
Maximum credit limit :	$100,000
Interest free period :	50 days on purchases
Purchases interest rate :	12.49% p.a.
Cash advance rate :	19.49% p.a.
Repayment frequency :	Minimum monthly repayment is the greater of 3% of the amount of the closing balance or $20.00
Balance transfer available :	No
Reward points :	No
Online/phone banking & app access :	Yes
Annual fee :	$50
Cash advance fee :	$5
Foreign currency conversion rate :	3%
Card replacement fee (Australia) :	$15
Card replacement fee (Overseas or priority order) :	$35
Emergency card :	At cost

Activate your card

To use your card, you will first have to activate it using one of the 3 options below:

Login into Online Banking and select "Activate Your Card" from the "Services" drop down menu at the top of your screen
Log into the Mobile App, click the menu button in the top left corner and select "Cards" from the drop down menu
Call us on 1300 364 400 and we can assist you over the phone

For lost, stolen or captured cards

Call G&C Mutual Bank on 1300 364 400, 24 hours a day, 7 days a week.

For overseas assistance, call us on +61 2 9307 5400 or contact Visa Global Customer Assistance +1 303 967 1090 (international) or the VISA International Hotline specific to the country you are in.

Travelling Overseas

Contact us before you travel overseas so we can monitor your account more closely. You will also avoid transactions on your cards being stopped by us when we detect overseas purchases.

Additional Information

We're ready to help you

G&C launches Business Banking Services

Mozo Experts Choice 2021 Award: Low Rate Credit Card

Footnotes:

¹ Interest rate on purchases. Up to 50 days interest free providing you pay your account in full each month and by the due date. Eligibility criteria, terms & conditions and fees & charges apply.