Manage business expenses and cash flow with our low rate business credit card. 

A Business Credit Card gives you easy access to funds to cover your cash flow needs, with up to 50 days interest-free and a low annual fee. It all adds up to great value. 

  • Low annual card fee  
  • Competitive interest rates1 
  • Up to 50 days interest-free on purchases1 
  • Attach up to 5 cards to one credit card account


Interest rate on purchases

12.49 % p.a. Interest rate

Product Features:

Credit Card Features
Minimum credit limit : $1,000
Maximum credit limit : $100,000
Interest free period : 50 days on purchases
Purchases interest rate : 12.49% p.a.
Cash advance rate : 19.49% p.a.
Repayment frequency : Minimum monthly repayment is the greater of 3% of the amount of the closing balance or $20.00
Balance transfer available : No
Reward points : No
Online/phone banking & app access : Yes
Annual fee : $50
Cash advance fee : $5
Foreign currency conversion rate : 3%
Card replacement fee (Australia) : $15
Card replacement fee (Overseas or priority order) : $35
Emergency card : At cost

To use your card, you will first have to activate it using one of the 3 options below:

  • Login into Online Banking and select "Activate Your Card" from the "Services" drop down menu at the top of your screen
  • Log into the Mobile App, click the menu button in the top left corner and select "Cards" from the drop down menu
  • Call us on 1300 364 400 and we can assist you over the phone

Call G&C Mutual Bank on 1300 364 400, 24 hours a day, 7 days a week.


For overseas assistance, call us on +61 2 9307 5400 or contact Visa Global Customer Assistance +1 303 967 1090 (international) or the VISA International Hotline specific to the country you are in.

Contact us before you travel overseas so we can monitor your account more closely. You will also avoid transactions on your cards being stopped by us when we detect overseas purchases.