First Home | Home Loans | Apply Online

Buying your first home is a significant milestone and finding the right loan for your circumstances could help get you into the property market sooner. Navigating the jargon and the buying process can feel overwhelming, but we’re here to support you on your home ownership journey so you can make your move.

First Home Premium Package – Owner Occupied

Our all in one package for first home buyers makes it easy, plus you can save when you combine a home loan, credit card and transaction account. Available for Owner Occupiers only.

No establishment fee
No monthly service fee on transaction account
100% offset account

2.64%p.a. Interest rate
2.66%p.a.
Comparison rate

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Basic Home Loan

A simple, low interest rate variable home loan, so you’re not paying more for extra features you may not want or need. Available for Owner Occupied home loans only.

Flexible repayment options
Unlimited extra repayments
Redraw available

2.49%p.a. Interest rate
2.51%p.a.
Comparison rate

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Get Ahead Start Guarantor Option

The Get Ahead Start Guarantor Option is a way for a family member to help you get started and is a great option if you are looking to buy your first home, but need a little extra help.

Borrow up to 100% of the purchase price of the property, plus additional associated costs
Reduce or avoid Lenders' Mortgage Insurance
Available for both investors and owner-occupiers

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Premium Home Loan Package - Owner Occupied

An all in one package that allows you to save when you combine a home loan, credit card and transaction account.

No establishment fee
No monthly service fee on transaction account
100% offset account

3.59%p.a. Interest rate
3.99%p.a.
Comparison rate

Apply Now Read More

Additional Information

We're ready to help you

Saving for your deposit: how to get there faster

How home loan pre-approval can help you

Footnotes:

¹ Eligibility criteria, terms & conditions and fees & charges apply.
² Comparison rate based on $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
³ Eligibility criteria, terms & conditions and fees & charges apply. Minimum loan amount $100,000. Establishment fee $500. Maximum loan to valuation ratio 80%. Offset account not available on this product.
⁴ Eligibility criteria, terms & conditions and fees & charges apply.

Buy my first home

First Home Premium Package – Owner Occupied

Basic Home Loan

Get Ahead Start Guarantor Option

Premium Home Loan Package - Owner Occupied

We're ready to help you

Saving for your deposit: how to get there faster

How home loan pre-approval can help you

Footnotes: