Please be wary of scam callers impersonating G&C Mutual Bank. Do not provide your details and remember G&C Mutual Bank will never call and ask for your account information or passcodes over the phone.

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Online Banking

Features of Online Banking

Manage your Money

  • View your account balances and transaction history online
    (up to 3 years old)
  • Activate your Visa Debit or Credit Card online (if required)
  • Open new Term Deposit account online
  • Set/Change the PIN on your card online
  • View your statements online
  • Review and print account transactions
  • Transaction alerts, such as balance, debits, withdrawals and maturing term deposits, to increase visibility and control over your banking.

Payments, transfer and BPAY

  • Transfer money between your own accounts or other G&C Mutual Bank accounts
  • Transfer funds electronically (EFT) to another financial institution
  • Real time payments using Osko by BPAY
  • Pay and view bills online using BPAY
  • Redraw loan repayments in advance
  • View and modify maturity instructions on Term Deposits

Security

  • SMS One Time Password on login and to confirm certain transactions
  • Login Authentication
  • Encryption
  • Automatic Session Time-out
  • Daily transaction limits
  • No Multiple sessions

If you have any questions regarding Online Banking, please contact us.

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Note: when providing information on your membership, always adopt sensible security practices.

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In the spirit of reconciliation G&C Mutual Bank acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today. We support the Uluru Statement from the Heart to achieve justice, recognition and respect for First Nations people.


Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review G&C Mutual Bank's Terms and Conditions before acquiring the product.

© 2026 Unity Bank Limited | ABN 72 087 650 637 | AFSL & Australian Credit Licence 238311