Our Platinum Visa Credit Card (minimum credit limit $6000)2 offers all the things you’d expect from a premium credit card including Qantas Points on eligible purchases and access to concierge services wherever you are in the world.

Interest rate on purchases

18.74 % p.a. Interest rate
  • Up to 50 days interest free
  • Earn Qantas points on eligible purchases3
  • Platinum Visa Concierge

As a cardholder, you could earn Qantas Points whenever you use your G&C Mutual Bank Platinum Visa Credit Card to pay for eligible purchases³.


For eligible purchases³ on your credit card you will earn:

  • 0.85 Qantas Point for every $1 spent
  • 1 additional Qantas Point for every $1 spent on selected Qantas products and services in Australia⁴.


Redeem Qantas Points³ for:

  • Flights on Qantas/Jetstar and over 35 partner airlines around the world⁵. Plus Qantas domestic and international flight upgrade awards.
  • Hotel bookings at qantas.com/hotels for over 100,000 hotels worldwide⁷. You can choose to use Qantas Points only, or a combination of Points Plus Pay.
  • A choice of over 3,000 products in the online Qantas store in Australia.


Qantas Points will be credited to your Qantas Frequent Flyer Account within 6-8 weeks of eligible purchases. Not already a Qantas Frequent Flyer member? G&C Mutual Bank Platinum Visa Cardholders are eligible for complimentary membership (saving you $99.50). Join today at www.qantas.com/joinffgcmutualbank

Concierge is an exclusive service designed to assist platinum cardholders. It’s like having your own personal assistant available 24 hours, 7 days a week in Australia and overseas.


Access to range of services including:

  • Emergency travel arrangement provisions
  • Passport, visa, and customs information
  • Translation and message assistance
  • Restaurant recommendations, concert tickets and tour bookings


For information on concierge services, visit Visa Premium online or call 1800 639 607.

To use your card, you will first have to activate it using one of the 3 options below:

  • Login into Online Banking and select "Activate Your Card" from the "Services" drop down menu at the top of your screen
  • Log into the Mobile App, click the menu button in the top left corner and select "Cards" from the drop down menu
  • Call us on 1300 364 400 and we can assist you over the phone


Call G&C Mutual Bank on 1300 364 400, 24 hours a day, 7 days a week.


For overseas assistance, call us on +61 2 9307 5400 or contact Visa Global Customer Assistance +1 303 967 1090 (international) or the VISA International Hotline specific to the country you are in.

Contact us before you travel overseas so we can monitor your account more closely. You will also avoid transactions on your cards being stopped by us when we detect overseas purchases.

2. Minimum credit limit $6,000 for G&C Mutual Bank Platinum Visa Credit Card. 

3. You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption of Qantas Points are subject to the Qantas Frequent Flyer Terms and Conditions available at qantas.com/terms. Qantas Points are earned on eligible transactions, in accordance with and subject to G&C Mutual Bank Platinum Visa Credit Card - Qantas Points - Terms and Conditions available here. Eligible transactions are goods or services purchased from merchants that accept the G&C Mutual Bank Platinum Visa Credit Card. Account holders must provide their Qantas Frequent Flyer membership number to earn Qantas Points. Qantas Points will ordinarily be credited within 6-8 weeks of meeting spend criteria.

4. Selected Qantas products and services are Qantas passenger flights (with a QF flight number), Qantas Frequent Flyer and Qantas Club membership joining and annual fees apply. Excludes Jetstar, Qantas Holidays, Qantas branded non-airfare products, Qantas Freight and Qantas Staff Travel.

5. Classic Awards are subject to capacity controls and availability is limited, particularly around peak times such as school and public holidays. Some flights may not have any Classic Awards available. Classic Award fare conditions apply and are provided during booking. Taxes, fees and carrier charges are payable in addition to the Qantas Points required. Classic Awards flights must be booked at least 24 hours before scheduled departure (and other advance booking requirements may apply), unless you are booking on the Qantas website where you can book up to 2 hours before departure for domestic flights or up to 4 hours before departure for international flights. For more information, visit qantas.com/classicawards.

6. Requests for Flight Upgrade Awards are only available on eligible paid and confirmed tickets on Qantas operated services (with a QF flight number on your ticket). International Flight Upgrade Awards may be requested on certain international Qantas Any Seat Awards but are not available on Qantas Classic Awards or international airfares booked in E, N, O, Q or X class (which includes some Qantas Any Seat Awards and some international Red e-Deal fares). Members must have sufficient Qantas Points for the Flight Upgrade Awards at the time of request and when the upgrade is confirmed. If there are multiple people travelling in your booking and all passengers are eligible family members, your online request for a Flight Upgrade Awards will apply to each passenger. If your booking includes passengers other than eligible family members, you will need to contact Qantas Direct to split the booking and then you will be able to request an upgrade online at qantas.com. Special meals may not be available in the upgraded class of travel. Visit qantas.com for further information and terms and conditions for international Flight Upgrade Awards.

7. Qantas Frequent Flyer members can redeem Qantas Points when booking at qantas.com for all hotels. Members will not be able to redeem Qantas Points for additional charges paid to the hotel for extras (including cots, breakfasts and other incidentals) on check-in or check-out (as applicable). Qantas Points are not earned on cancelled bookings.

8. Points Plus Pay allows you to choose the number of Qantas Points you redeem above a specified minimum level and pay for the remainder of the booking value with an approved payment card (including VISA, MasterCard or American Express) to obtain your Award. The minimum number of Qantas Points required starts from 5,000 Qantas Points per booking and is subject to change.

9. The redemption of Qantas Points for Awards is subject to the Qantas Frequent Flyer Terms and Conditions, the Qantas Store Terms of Use, voucher Terms and Conditions (including expiry rules) if relevant and any other terms and conditions disclosed at the time of redemption. Visit the Qantas Store for details. The range of Awards and Qantas Points required change from time to time and are available while stocks last. See the Qantas Store for our latest offers.