At G&C Mutual Bank, we understand that saving for your first home can be difficult. We have a proud history of providing flexible and competitively-priced products for first home buyers. We’re proud to have been chosen to offer loans under the Australian Government's Home Guarantee Scheme (previously known as the First Home Loan Deposit Scheme), to help even more eligible home buyers realise their dream of home ownership.

Overview of the Scheme


First Home Guarantee


Young couple holding hands walking through the a new house being constructed.

Regional First Home Buyer Guarantee

Young family of three sit out the front of their home.

Family Home Guarantee


Woman with toddler on her lap in, sitting on a lounge.

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First Home Owner Grant: The First Home Owner Grant is a government scheme providing a one-off payment for eligible first home buyers who purchase or build a residential property to live in.

Stamp duty concessions: Stamp duty is a tax levied by state or territory governments on certain purchases, including buying a home, land, or investment property. Depending on your state or territory, you may be eligible for concessions as a first home buyer.

The First Home Super Saver Scheme: The First Home Super Saver Scheme allows you to save money for your first home using your superannuation fund. This scheme, run by the Australian Taxation Office (ATO), helps first home buyers save faster by allowing them to withdraw voluntary super contributions they’ve made to their super.