Low Rate Visa Credit Card | Apply online

Our award-winning Low Rate Visa Credit Card features one of the lowest ongoing purchase rates in the market. And with up to 50 days interest free² and a low annual fee, it all adds up to great value.

The experts agree, with our Low Rate Credit Card being recognised with:

Mozo Experts Choice 2018 - Low Rate Credit Card 2015, 2016, 2017 & 2018
Money Magazine’s Best of the Best Awards – Cheapest Credit Card 2017, 2018 & 2019

Interest rate on purchases

7.49 % p.a. Interest rate

Key Features
Calculator

Low interest rate on purchases
$50 annual fee
Up to 50 days interest free^²

Activate your card

To use your card, you will first have to activate it using one of the 3 options below:

Login into Online Banking and select "Activate Your Card" from the "Services" drop down menu at the top of your screen
Log into the Mobile App, click the menu button in the top left corner and select "Cards" from the drop down menu
Call us on 1300 364 400 and we can assist you over the phone

For lost, stolen or captured cards

Call G&C Mutual Bank on 1300 364 400, 24 hours a day, 7 days a week.

For overseas assistance, call us on +61 2 9307 5400 or contact Visa Global Customer Assistance +1 303 967 1090 (international) or the VISA International Hotline specific to the country you are in.

Travelling Overseas

Contact us before you travel overseas so we can monitor your account more closely. You will also avoid transactions on your cards being stopped by us when we detect overseas purchases.

Additional Information

We're ready to help you

Protect yourself against remote access scams

Sydney Service Centre - Cash Withdrawals on 13th August

^2. Providing you pay your account in full each month and by the due date.

Footnotes:

¹ Interest rate on purchases. Eligibility criteria, terms & conditions and fees & charges apply.