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Sitemap
Explore the G&C Mutual Bank website. It's your bank, because you own it.
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Helpful Links
We are always working to keep our members safe. See our helpful links for information about staying safe online.
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Protect yourself against remote access scams
Remote access scams try to convince you of a computer or internet problem requiring you to download software or provide access to fix the problem, giving scammers direct access to everything on your computer.
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Samsung Pay FAQ
Samsung Pay is an easy and secure way to manage contactless payments in store and online from your compatible Samsung products.
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Apple Pay FAQ
Apple Pay with G&C Mutual Bank. Read our Frequently Asked Questions.
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NSW Ambulance Employee of the Month Award for August
Each NSW Ambulance Employee of the Month Award recognises a staff member who has demonstrated outstanding performance or innovation. As the sponsor of these awards, G&C Mutual Bank is delighted to announce that the recipient for August is David Stubbs.
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Cash Passport
If you are planning a trip overseas, a Cash Passport Platinum Mastercard is a smart and secure way to manage your travel money.
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Access Account
Our Access Account gives you an everyday transaction account for a hassle free, simple savings account experience.
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NSW Ambulance Employee of the Month for January 2021
As the sponsor of the NSW Ambulance Employee of the Month Awards, G&C Mutual Bank is delighted to announce January's recipient: Sophie Wills.
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BusiAccess Account
Our BusiAccess account is a simple, low-cost account to help manage your business finances, giving you 24/7 access to your account via Online Banking.
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NSW Ambulance Employee of the Month for August 2021
As the proud sponsor of the NSW Ambulance Employee of the Month Awards, G&C Mutual Bank is delighted to announce the recipient for August: Melissa Willis.
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Our staff share their cost saving tips
Our staff members are passionate about helping others. We wanted to share with you some of the different cost saving tips some of our staff are doing to help with their every day costs, or reducing their living expenses.
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NSW Ambulance Employee of the Month for March 2021
We're proud of our enduring relationship with NSW Ambulance, which includes sponsoring the employee awards. Congratulations to the March recipient: Halycon Mitchell.
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NSW Ambulance Employee of the Month for May 2022
As the proud sponsor of the NSW Ambulance Employee of the Month Awards, G&C Mutual Bank is pleased to announce the recipient for May 2022: Drew Edwards. Congratulations, Drew!
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NSW Ambulance Employee of the Month for September, October and November 2021
As the proud sponsor of the NSW Ambulance Employee of the Month Awards, G&C Mutual Bank is delighted to announce the recipient for Sep: Kirsty Lowder, Oct: Daniel Kearney & Nov: Jo Knight
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Mortgage Offset Account
Enjoy the flexibility of an offset account like an everyday transaction account, where the balance offsets what is owed on your eligible home loan.
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Christmas Saver Account
Our Christmas Saver Account helps you put money aside for the busy Christmas period to reduce financial stress.
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Self Managed Super Fund Account
A Self-Managed Super Fund Account earning higher interest specifically designed for those managing their own superannuation, so you control your own investments.
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NSW Ambulance Employee of the Month for July 2021
As the sponsor of the NSW Ambulance Employee of the Month Awards, G&C Mutual Bank is pleased to announce July’s recipient: Graham Tehan. Congratulations, Graham!
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Beware of scams to access your data
Cyber criminals are continuing to develop new ways to gain access to your personal online details. We have been advised of a new, complex tactic by scammers to gain access to your devices.
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Scam alert: Optus data breach
Scamwatch is warning customers to protect their accounts and watch out for scams following the Optus data breach.
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NSW Ambulance Employee of the Month for February 2021
As the sponsor of the NSW Ambulance Employee of the Month Awards, G&C Mutual Bank is delighted to announce February's recipient: Tegan Groom. Congratulations Tegan!
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Refinance my loan
If you are looking to refinance your home loan, G&C Mutual Bank is here to support you with a Home Loan Health Check.
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Buy my first home
If you are a first home buyer, G&C Mutual Bank is here to support you buy your first home.
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Scam alert: Recent cyberattacks on organisations in Australia
A number of organisations in Australia have recently been the target of cyberattacks, including Optus, Medibank and AHM customers in 2022.
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Inactive accounts FAQ
These inactive account Frequently Asked Questions are here to help you to reactivate your account before it is deemed inactive or dormant.
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Appointment of Rosanna Argall as CEO
Announcement by G&C Mutual Bank Board Chair: Appointment of Rosanna Argall as CEO. It is with great pleasure that I announce, on behalf of my fellow Directors, that Rosanna Argall, has been appointed as CEO of G&C Mutual Bank.
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Updated terms and conditions – March 2025
Members are advised of updates to our Account and Access Facilities Terms and Conditions as a result of the merger with Unity Bank.
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Merchant Facilities
Our merchant facilities seamlessly integrate into existing business models to give your customers a simple and secure transaction experience.
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MoneyMax
Achieve your savings goal faster with our MoneyMax online savings account, offering higher returns than a standard savings or transaction account.
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PayTo
Review and authorise your payments and subscriptions with PayTo in Online Banking. Giving you more control over your funds.
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Expanded services for small businesses
As part of our merger with Unity Bank, we’re excited to announce an expansion of our services for business members. Find out more.
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Membership and account closure FAQ
When you need to close one of your your accounts, we’re here to help you. Read our Frequently Asked Questions.
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Open a savings account
G&C Mutual Bank has a range of savings accounts and term deposits to help you spend or save, the way you want.
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Two ways to boost your savings as you enter retirement
As you near or enter retirement, having a reliable income would be a priority for most of us. It makes planning how you are going to enjoy retirement a whole lot easier. At G&C Mutual Bank we have account options to suit different savings goals as well as your everyday spending.
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SMSF Account FAQ
Learn more about G&C Mutual Bank's Self Managed Super Fund with our Frequently Asked Questions.
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Buy my next home
If you are looking to buy your next home, G&C Mutual Bank is here to support you on your home ownership journey.
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Buy my first home
If you are looking to buy your first home, G&C Mutual Bank is here to support you on your home ownership journey.
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XERO Accounting Package
Xero provides accounting solutions for our members directly or through their nominated accounting firms on behalf of members. Enquire today.
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Overdraft
Enjoy peace of mind with our overdraft facility attached to your savings account. This provides you with extra funds up to an approved overdraft limit.
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Pensioner Plus
G&C Mutual Bank's pensioner plus account is designed to help you make the most of your money with tiered interest rates.
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Footer Content
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Bonus Saver
G&C Mutual Bank's Bonus Saver can help you save for something special by keeping your savings separated, earning ongoing bonus interest monthly.
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Telegraphic Transfers
G&C Mutual Bank has partnered with Convera so you can complete an electronic transfer of funds into an overseas bank account.
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Incoming International Payments
Receive international payments converted into Australian Dollars into your G&C Mutual Bank account with Convera.
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Online PIN Change
Create or change the PIN on any of your cards via Online Banking or our Mobile App. Read our Frequently Asked Questions.
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SMS One Time Password (SMS OTP)
SMS One Time Password (OTP) is easy to use and adds another layer of security to your account. Read our Frequently Asked Questions.
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SMS One Time Password FAQ
SMS One Time Password (OTP) adds another layer of security to your account. Read our Frequently Asked Questions to learn more.
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Advantage Home Loan - Owner Occupied
Purchase your next home with our Advantage Home Loan. Offering a competitive variable rate with an optional offset account. Apply online today.
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Advantage Home Loan - Property Investor
Purchase your next investment with our Advantage Home Loan. Offering a competitive variable rate with an optional offset account. Apply online today.
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eStatements
Register for free and convenient eStatements to keep across your account activity securely via Online Banking
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eStatements FAQ
Keep across your account activity and register for free and convenient eStatements. Read our Frequently Asked Questions.
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MYOB BankLink
Our MYOB BankLink minimises data entry for your business accounts for efficient bookwork to save you time. Enquire today.
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Essential Worker Home Loan
Discover our Essential Worker Home Loan. A low variable rate home loan with an offset account, designed to support essential workers to own their own home.
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Online Banking
G&C Mutual Bank offers convenient, secure and simple banking online so members can access their money at a time, and in a way that suits them.
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Celebrating Harmony Week: Everyone belongs
At G&C Mutual Bank, we proudly support diversity and inclusion. We’re celebrating Harmony Week with our team, which includes individuals from over 20 cultural backgrounds.
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Momentum Refinance OO Google Campaign
Make your move with our Momentum Home Loan refinance special.
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Momentum Refinance OO RateCity Campaign
Make your move with our Momentum Home Loan refinance special.
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Celebrating International Women's Day 2021
In honour of International Women’s Day, we are celebrating the achievements of our fabulous female executives. We invited Rosanna, Elsbeth, Leigh and Vanessa to share some insights into their career journeys and thoughts on equality in the workplace.
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Social Media
For the latest G&C Mutual Bank news and information, follow us on social media - we’re on Facebook, Twitter and LinkedIn.
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Samsung Pay
Add your eligible G&C Mutual Bank card to Samsung Pay. Make secure, contactless payments in-store by tapping your supported Samsung device.
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Real time payments
G&C Mutual Bank members can make real time payments using the New Payments Platform including PayID and Osko by BPAY
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Business Banking
Business Banking services are designed to put you in control of your business transactions and payroll processing online.
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Volunteering with Marine Rescue NSW
At G&C Mutual Bank, we’re passionate about helping people and our community. Chris, our Newcastle-based Collections Officer, volunteers with Marine Rescue NSW. We asked Chris to tell us more...
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Mortgage Offset FAQ
Learn more about about making real time payments easily using PayID with our Frequently Asked Questions.
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Regional First Home Buyer Guarantee
The Regional First Home Buyer Guarantee (RFHBG) helps eligible buyers with a smaller deposit buy a home. Enquire today.
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First Home Guarantee
The First Home Buyer Guarantee (FHBG) helps eligible first home buyers with a smaller deposit buy a home. Enquire with our team today.
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First Home Buyer Loan - Owner Occupied
Take control of your first home purchase with our First Home Buyer Loan. A low variable rate home loan with an offset account. Apply online today.
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Living our values
Our culture is underpinned by our values. We strive to live these values in all aspects of our work. We proudly share one member's feedback of her experience with us.
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PayID FAQ
Make real time payments easily using PayID. Read our Frequently Asked Questions to learn more.
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Direct debits and recurring payments FAQ
When you need help with direct debits and recurring payments, we’re ready to help you. Read our Frequently Asked Questions to learn more.
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Deceased Estate FAQ
Our deceased Estate Frequently Asked Questions regarding how we can assist you through the process of managing your loved one’s banking affairs.
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Low Rate Business Credit Card
Manage business expenses and cash flow with our Low Rate Business Credit Card with up to 50 days interest free. Enquire today.
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Visa Debit Card
Access your funds and make purchases with a G&C Mutual Bank Visa Debit Card, offering quick, secure and convinient banking.
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Momentum Refinance OO Finder
Make your move and refinance now with our Momentum Home Loan refinance special.
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Momentum Refinance OO Google
Make your move with our Momentum Home Loan refinance special.
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Celebrating International Women's Day
At G&C Mutual Bank, we’re proud of our amazing women who make up 65 percent of our team, with 35 percent in management roles across the business. We invited three inspirational team members from across our business to share their insights on equality in the workplace.
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Deactivation of Quay Mutual Bank BSB
Read our Frequently Asked Questions to learn more about the Deactivation of Quay Mutual Bank's BSB
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Target Market Determinations
A target market determination (TMD) is a document, per product, describing who the product may be suitable for and related conditions for usage.
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Term Deposit FAQs
Read our Frequently Asked Questions.
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International Day of Friendship, 2023
In celebration of International Day of Friendship, we asked our staff about the importance of forming strong friendships in the workplace.
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Understanding offset and redraw features
Offset and a redraw features can help you save on interest and pay off your home loans faster.
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Finder Award Methodology
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Open Banking FAQs
Learn more about how Open Banking provides greater visibility and control over your banking data with our FAQs
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Credit cards FAQ
We’re ready to help you understand how your G&C Mutual Bank credit card works. Read our Frequently Asked Questions to learn more.
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Save for a goal
Knowing what your savings goals are and developing a savings plan can help you achieve them sooner.
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Business Email Compromise (BEC)
We are constantly working towards combatting fraud with information and tips to spot Business email compromise (BEC) and how to get help.
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Transaction disputes FAQ
When you need to dispute a transaction, we're ready to help you. Read our Frequently Asked Questions to learn more.
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Online Banking FAQ
Banking Online is convenient, secure and simple. Read our Frequently Asked Questions.
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Don't be a money mule
The Australian Federal Police today launched the Don’t be a Mule campaign. This awareness campaign is particularly relevant this time of year when the opportunity to earn some extra cash can be tempting.
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Be aware of these common tax time scams
The beginning of a new financial year comes with an increase in reports of tax related scams. Be aware of common tax time scams and how to protect yourself online.
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NSW Ambulance Employee of the Month March and April
G&C Mutual Bank is proud to sponsor the NSW Ambulance Employee of the Month Awards. Congratulations to Sukhvinder and Ann for winning in March & April.
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Momentum Home Loan - Property Investor
You might be looking to consolidate your debts, unlock the equity in your home, or just searching for a better deal. Refinance with our Momentum Home Loan.
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BPAY
Pay your bills quickly and securely via BPAY in G&C Mutual Bank's Mobile App or Online Banking service.
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Visa Click to Pay FAQ
Visa Checkout is Visa's digital wallet service, designed to make it easier for you to shop online. Read our Frequently Asked Questions.
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Financial Claims Scheme
The Australian Government's Financial Claims Scheme (FCS) protects people's deposits in the unlikely event that a bank, building society or credit union fails.
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Savings & Investments
We have a range of savings accounts and term deposits to help you spend or save, the way you want.
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Helping at Barnardos Australia's Working Bee
G&C Mutual Bank’s staff members, Catrina and Janine, joined volunteers from other Australian Mutuals to help prepare a property to be used as much needed accommodation for disadvantaged families.
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NSW Ambulance Employee of the Month May
We proudly sponsor the NSW Ambulance Employee of the Month Awards, celebrating their staff who go above and beyond for the community.
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Business Vehicle Loan
Business Car Loan specifically designed to help business owners save time and manage cashflow on the purchase of a new or used vehicle.
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Business Equipment Loan
Our Business Equipment Loan is specifically designed to assist business owners finance equipment without tying up valuable capital.
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Investing in your relationship
We invest so much time and emotion in our romantic relationships that financial matters can be neglected. If you're planning a future together, it's important to understand each other’s attitudes to money sooner rather than later.
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Deceased Estate Guide
G&C Mutual Bank's deceased estate guide provides information about how we can assist you through the process of managing your loved one’s banking affairs.
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Scam alerts: Australia Post & PayPal
Scammers continue to find ways to trick you into providing your personal details, as highlighted during Scams Awareness Week. We have recently been advised of phishing scams targeting Australia Post and PayPal customers, which could affect you, your family or your friends.
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Need a holiday?
It has probably been a few years since some of us have had the opportunity to be able to truly get away for a holiday, due to the pandemic, border closures, and lockdowns. Whether you are considering a holiday locally, interstate, or overseas, we could help make your holiday dream a reality.
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Foreign Exchange
G&C Mutual Bank partners with Convera & Mastercard to offer simple foreign currency solutions so you can travel easy.
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Terms and Conditions
Important information regarding G&C Mutual Bank's Terms and Conditions, Fees and Charges, and other disclosure documents.
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NSW Ambulance Employees of the Month September - November
NSW Ambulance employees go above and beyond for the community, and G&C Mutual Bank is proud to sponsor the NSW Ambulance Employee of the Month Awards. Congratulations to the recipients for September, October and November 2023.
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Achieve your savings goals with these quick tips
Learn about our award winning Term Deposits and Savings Accounts and achieve your savings goals with our useful savings tips.
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Scam alert: SMS and phone impersonation
Scammers are targeting the customers of a number of Australian financial institutions, posing as staff via SMS and phone calls to try and gain access to internet banking facilities.
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G&C Mutual Bank recognised in the 2024 Finder Credit Card Awards
The G&C Mutual Bank Low Rate Business Credit Card has been named highly commended in the Best Low Interest Business Credit Card category of the 2024 Finder Credit Card Awards.
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Unity Bank Merger Frequently Asked Questions
Answering members frequently asked question regarding the upcoming merger with Unity Bank on March 7th, 2025.
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Card Security
G&C Mutual Bank is committed to combatting fraud with our information and tips to help keep your credit card and debit card secure.
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How to report fraud or scams
G&C Mutual Bank is constantly working towards combatting fraud with information and tips on how to report a fraud or a scam.
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Bank impersonation scams targeting Australians
Bank impersonation scams targeting Australians. The ACCC is warning consumers to be wary of phone calls and text messages impersonating banks.
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Updated terms and conditions
Members are advised of updates to our terms and conditions, effective 2 June 2023, reflecting recent regulatory changes.
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Updated terms and conditions - June 2024
Members are advised of updates to our terms and conditions, effective 11 June 2024.
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Protect yourself online with a strong password
Protect yourself online with a strong password. At G&C Mutual Bank the security of our members is one of our key priorities. Find out how to keep yourself safe.
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Momentum Home Loan - Owner Occupied
You might be looking to consolidate your debts, unlock the equity in your home, or just searching for a better deal. Refinance with our Momentum Home Loan.
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Scams Awareness Week 2020
G&C Mutual Bank is participating in Scams Awareness Week 2020, which launches today. This year’s theme Be yourself. Don’t let a scammer be you focuses on how you can protect yourself from personal information and identity crime in an increasingly digital environment.
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Know your first home loan
Finding the right home loan for your circumstances could help you get into the property market sooner. Here are some common home loan features.
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How to get the most out of your finances with G&C during these uncertain times
As we all try to navigate our way through uncertain times, we’ve put together a few tips and some information on our various products and services that may help you make the most of your finances during these uncertain times and provide some comfort and relief.
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Cyber Security Awareness Month 2022
Cyber Security Awareness Month is an annual reminder for all Australians to stay secure online. Find out how you can protect yourself online.
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Remote Access Scams
We are always working to keep members safe with our information and tips to help identify common remote access scams to keep you and your money safe.
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Osko by BPAY FAQ
Make real time payments easily using Osko by BPAY. Read our Frequently Asked Questions to learn more.
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Protect yourself against fraud
How to protect yourself against fraud
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Disclosures
Important information about accounts and access facilities, securitisation reporting and regulatory disclosures.
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Elder financial abuse warning signs
Sadly, instances of elder financial abuse are increasing and are predicted to escalate as our population ages. Anyone can be targeted, but those over the age of 50 are most at risk. Read these warning signs to help you identify if you or your loved ones are at risk.
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Scammers targeting flood-impacted communities
G&C Mutual Bank is urging flood-impacted residents of New South Wales to watch out for scammers posing as government employees, insurers, or representatives from charity groups.
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Barnardos Yurungai Learning Centre: more than just a place to learn
G&C Mutual Bank actively supports Barnardos Australia via the Australian Mutuals Foundation (AMF). Barnardos Yurungai Leaning Centre is one of the initiatives that we proudly support.
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First Home Buyer FAQ
Buying your first home can be daunting, but we’re here to help you achieve your home ownership dreams. Read our Frequently Asked Questions.
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Could debt consolidation help you?
No-one wants to start the new year with a Christmas debt hangover. You may have resolved to get your debt under control, and debt consolidation could be a smart way to achieve this.
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Switch to eStatements as an alternative to paper statements
At G&C Mutual Bank, we want to ensure you have easy and reliable ways to access banking services. We offer free eStatements that enable you to receive your statements electronically instead of receiving mailed paper statements.
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Participating in the Asian Development Education Program
The AMF regularly offers scholarships for cooperative sector employees to attend the ACCU Development Education Workshop.
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Our team's tips for sustainability
Our staff members are not just passionate about helping others, some also want to make a difference by supporting a sustainable lifestyle. Bernadette and Janine from our marketing team share their tips for sustainable living.
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Compulsory SMS One Time Password is here
Our SMS One Time Password (SMS OTP) service makes your Online Banking sessions even more secure via two-factor authentication. To provide this extra layer of security, our free and easy to use SMS OTP service will become compulsory.
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Protect yourself with multi-factor authentication
We regularly share updates from the Australian Cyber Security Centre to help our members stay safe online. Here's the latest update on multi-factor authentication (MFA).
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NSW Ambulance Employee of the Month for May 2021
As the sponsor of the NSW Ambulance Employee of the Month Awards, G&C Mutual Bank is pleased to announce the recipient for May: Jenni Pedler. Congratulations Jenni!
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NSW Ambulance Employee of the Month for April 2021
As the proud sponsor of the NSW Ambulance Employee of the Month Awards, G&C Mutual Bank is pleased to announce the recipient for April: Adrian Green. Congratulations, Adrian!
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NSW Ambulance Employee of the Month for April 2022
As the proud sponsor of the NSW Ambulance Employee of the Month Awards, G&C Mutual Bank is pleased to announce the recipient for April 2022: Bethany O'Leary. Congratulations, Bethany!
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NSW Ambulance Employee of the Month for June 2022
As the proud sponsor of the NSW Ambulance Employee of the Month Awards, G&C Mutual Bank is pleased to announce the recipient for June 2022: Tommy Lam. Congratulations, Tommy!
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Cyber Security Awareness Month 2023
A wrap-up of Cyber Security Awareness Month 2023 with tips and tricks to keep you safe when using the world wide web.
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Term Deposits
Secure your savings goals with a term deposit. Enjoy fixed return and interest rate with terms ranging from 30 days to 5 years with as little as $1000.
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Stay Smart Online Week 2019
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Google Pay
Add your eligible G&C Mutual Bank card to Google Pay. It's a fast, secure and easy way to make payments in-store and online.
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Accessible and inclusive banking
G&C Mutual Bank is constantly working towards ensuring our products, services and platforms are available and accessible for everyone.
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Buying and Selling Scams
We are always working to keep members safe with our information and tips to help identify common buying and selling scams.
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Online Banking Security
G&C Mutual Bank is committed to your security and privacy with a range of security measures to help you bank safely and securely online.
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Travelling Overseas
G&C Mutual Bank is ready to help you stay financially safe overseas to ensure your travels are memorable for all the right reasons.
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Mobile App FAQ
Our Mobile App is an easy and secure way to manage your finances on the go. Read our Frequently Asked Questions.
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Budgeting for beginners
Budgeting is a key component to your financial health. Make the most of your money with G&C Mutual Bank.
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G&C Interest Rate Changes - 15 July 2019
G&C has undertaken a comprehensive review of interest rates charged on our home loans and savings/deposit products.
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Don’t be caught by a phishing scam
Phishing is one-way scammers are stealing personal information.
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Preparing for a holiday?
Whether you are considering a holiday locally, interstate, or overseas, we have a range of products to help make your holiday dream a reality.
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Winner of the 2024 Finder Home Loan Award for Best Investor IO Variable Home Loan
G&C Mutual Bank’s Momentum Home Loan - LVR 60 to 80% Special Offer (Investor, IO) won the 2024 Finder Award for Best Investor IO Variable Home Loan.
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Cyber security is everyone’s business
This Cyber Security month, G&C Mutual Bank has shared some useful tips to help you stay safe online.
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Personal loan glossary
Our glossary helps you understand financial jargon relating to personal loans, so that you can navigate though the process. We're here to help
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Supporting Barnardos' Sydney Metro Streetwork
G&C Mutual Bank is a long-term partner of Barnardos Australia via the Australian Mutuals Foundation (AMF) and is proud to support Barnardos' Sydney Metro Streetwork program.
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How to save for your first home
Buying your first home can be daunting, but with the right planning, you might be holding the keys to your dream home sooner than you think.
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Parramatta Service Centre relocation
Your G&C Mutual Bank Parramatta Service Centre will close on 18th October 2019 as it is being relocated to new premises nearby. The new Parramatta Service Centre will be operational from 4 November at Suite 5.03, Level 5, 80 George Street.
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Saving for your deposit: how to get there faster
Buying a home is a major commitment and saving for a deposit is likely to be your biggest challenge. Saving the ideal 20 percent of a property’s value can seem near impossible, however, there are ways you can maximise your savings to get there faster.
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G&C launches Business Banking Services
G&C are proud to be offering a suite of new banking services designed to cater to members with a small business.
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Scams Awareness Week 2022
Scams Awareness Week 2022 provides useful information about empowering people to learn how to spot a scam.
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G&C Interest Rate Changes – March 2023
Following the Reserve Bank of Australia’s recent announcement to increase Australia's cash rate, G&C Mutual Bank have made the decision to raise interest rates by up to 0.25%p.a. for both borrowers and depositors.
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Interest Rate Change – May 2025
On Tuesday 20 May 2025, the Reserve Bank of Australia (RBA) announced a decrease of 0.25%p.a. to the official cash rate. Following this, we have reviewed the interest rates applicable to our variable rate home loans and advise that the rates for existing mortgage holders will decrease by 0.25%p.a., effective from 1 June 2025.
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NSW Ambulance Employee of the Month for June 2021
G&C Mutual Bank proudly sponsors the NSW Ambulance Employee of the Month Awards. The recipient for June is Colin Straney. Congratulations, Colin!
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NSW Ambulance Employee of the Month for January, February and March 2022
NSW Ambulance employees go above and beyond for the community, and G&C Mutual Bank is proud to sponsor the NSW Ambulance Employee of the Month Awards. We’re delighted to announce the recipients for January, February and March 2022. Congratulations!
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Tidy up your finances
When we think of tidying up, we would usually think of cleaning up our home or office, but tidying up our finances regularly is also an important task.
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Discontinuing Cheques
Resources and support for discontinuation of cheques from 01 Feb 2024
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Take off on a holiday
If you are looking to go on a holiday, G&C Mutual Bank is here to help with personal loans, foreign currency and travel insurance.
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Security
We are committed to supporting members with our tips to help keep your credit card and debit card secure, and to bank safely and securely online.
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Card Fraud
G&C Mutual Bank is constantly working towards combatting fraud with information and tips to spot card fraud and how to get help.
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Lost, stolen or captured card
Please contact us straight away if your G&C Mutual Bank credit or debit card is lost, stolen or captured.
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Platinum Visa Credit Card
Enjoy the flexibility of a premium Visa Credit Card including Qantas Points on eligible purchases and access to Platinum Visa Concierge.
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SMS and Email Scams
We are committed to supporting members with information and tips to help identify common SMS and email scams.
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World Elder Abuse Awareness Day 2023
The UN designated 15 June, as World Elder Abuse Awareness Day. The National Elder Abuse Prevalence Study suggests that one in six older Australians experienced elder abuse each year.
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8 ways G&C could help with your banking needs
Our commitment to you has always been a priority. Here are some ways we could help with your banking needs.
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Discontinuation of Phone Banking services
Resources and support for the discontinuation of Phone Banking services.
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Investment Scams
We are constantly working to keep our members safe with our information and tips to help identify common investment scams and keep you and your money safe.
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Identity Fraud
G&C Mutual Bank is constantly working towards combatting fraud with information and tips to spot identity fraud and how to get help.
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Cards
Find a card to suit your spending style and needs with G&C Mutual Bank’s selection of Visa debit and credit cards.
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Apply for a card
Your spending style helps to determine which card offers the best value and features for your requirements.
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Mobile App
G&C Mutual Bank offers convenient, secure and simple Mobile App so members can access their money at a time, and in a way that suits them.
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Personal loan FAQ
A personal loan could help you buy a car, go on holiday or consolidate your debts. Read our Frequently Asked Questions.
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Debt consolidation FAQ
Take control of your debts by consolidating them into one loan with one regular repayment. Read our Frequently Asked Questions.
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Guarantees and guarantors FAQ
Deciding to be a guarantor on a home loan can be daunting, but we’re here to help you. Read our Frequently Asked Questions to learn more.
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Low Rate Visa Credit Card
Our award-winning Low Rate Credit Card has a low interest rate, up to 50 days interest free and a low annual fee.
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G&C Mutual Bank Interest Rate Changes October 2019
Interest Rate Changes October 2019 | G&C Mutual Bank
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What is elder financial abuse?
Elder financial abuse is increasing, and instances of this crime are predicted to rise as our population ages. Those over the age of 50 are most at risk but it can happen to anyone – including you.
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G&C Interest Rate Changes - March 2020
G&C has undertaken a comprehensive review of the rates charged on our variable rate home loans and our savings/deposit products. With home loan rates already at historic lows, our priority at G&C has been to implement equitable rate changes that strike a fair balance between the competing needs of our borrowing and depositing members.
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Watch out for online shopping scams
Scams Awareness Week highlights the most common scam types such as online shopping and classifieds scams. Scammers try to trick you by setting up fake websites, or falsely advertising products on a genuine retailer’s website or on social media.
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Refuse remote access scams
Scams Awareness Week raises awareness of scams that may affect you, such as remote access scams. Scammers design these scams to gain access to your computer and steal your personal details.
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Are your financial new year resolutions still on track?
It's been a few weeks since we said goodbye to 2021 and hello to 2022. Here are some helpful banking tools and services that might help to keep your financial new year resolutions on track.
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Stay vigilant against scams
Over the years we have seen a steady rise in financial scams and fraud. It can be hard to spot scams but here are some steps you can follow that might help you to recognise a scam.
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Important information regarding the Unity Bank merger
Preparations are well underway for the merger with Unity Bank and we are committed to supporting members through this transition.
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Volunteering at the Peter Pan Op Shop with Barnardos
Community is at the heart of G&C Mutual Bank, so when the Australian Mutuals Foundation contacted us to ask for help at the Barnardos Peter Pan Op Shop, our staff responded.
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NSW Ambulance Employees of the Month Jan - June 2023
NSW Ambulance employees go above and beyond for the community, and G&C Mutual Bank is proud to sponsor the NSW Ambulance Employee of the Month Awards. Congratulations to the recipients for the first half of 2023.
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NSW Ambulance Employee of the Month Awards
As an integral and dynamic part of the NSW Health System, NSW Ambulance’s staff members consistently go above and beyond to help the community. That's why G&C Mutual Bank is proud to sponsor the NSW Ambulance Employee of the Month and Employee of the Year Awards.
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Scams Awareness Week 2019
This Scams Awareness Week, which runs from 12-16 August 2019, Australians are urged to test whether they can spot a scam or are likely to fall victim to a scam.
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Canstar’s 5-Star Rating for Outstanding Value Low Rate Credit Card
G&C Mutual Bank is proud to have again achieved Canstar's 5-Star Rating for Outstanding Value Low Rate Credit Card for our Low Rate Visa Credit Card.
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Cyber Security Awareness Month: Personal Cyber Security Guides
G&C Mutual Bank supports Cyber Security Awareness Month, for which the ACSC has launched a range of Personal Cyber Security Guides to help Australians boost their cyber defences.
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Avoid scammers this holiday season
According to the Australian Competition & Consumer Commission's (ACCC) Scamwatch, Australians have lost about $12.9 million to online shopping including classifieds scams so far this year.
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NSW Ambulance 2021 Employee of the Year
G&C Mutual Bank has sponsored the NSW Ambulance Employee of the Month and Employee of the Year Awards for over a decade. It’s our way of thanking NSW Ambulance employees for their service to the community. We are delighted to announce the recipient of the 2021 Employee of the Year Award.
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Watch out. Flood scammers are about.
Here’s what you need to know to keep yourself and your community safe.
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InfoChoice Home Loan Lender of the Year again!
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G&C Interest Rate Changes – July 2022
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New Mobile App launching soon
People rely on their smartphones to perform everyday functions, and banking is no exception. We will soon be launching our new, upgraded Mobile App. It's your bank, in the palm of your hand.
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G&C Mutual Bank win 2023 Mozo Experts Choice Awards
G&C Mutual Bank has been recognised for excellent value home loans in the 2023 Mozo Experts Choice Awards.
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Online Banking security reminder
With a number of recent cyber-attacks in Australia and the increasing prevalence of scams, we wanted to take this opportunity to again remind members to be vigilant when banking online.
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Unusual Visa card activity detected
G&C Mutual Bank has detected unusual activity on a small number of Visa cards. We have taken swift action to block these cards and are contacting affected members to assist them with a replacement card.
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Refinance with an award-winning home loan
G&C Mutual Bank has been announced as the winner of Canstar’s Customer Owned Bank of the Year - Home Loan Refinance Award.
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Apple Pay
Add your eligible G&C Mutual Bank card to Apple Pay. It's a fast, secure and easy way to make payments in-store and online.
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Financial Hardship
We understand that unexpected life events can result in financial stress. Please contact us to discuss the options available.
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Visa payWave FAQ
Visa payWave is a fast and convenient way to pay using secure, contactless chip technology. Read our Frequently Asked Questions.
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How to spring clean your finances
How to spring clean your finances in six easy steps
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Computer takeover scams on the rise
At G&C Mutual Bank, we regularly share updates from the Australian Competition and Consumer Commission (ACCC) to help you recognise common scam threats and stay safe online.
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'Tis the season to be vigilant: watch out for online shopping scams
According to the Australian Competition & Consumer Commission (ACCC) and Scamwatch, Australians have lost more money to online shopping scams this year (to-date) than in the entire previous year. As scammers try to take advantage of Christmas shoppers, it is important to remain vigilant. Watch out for these common online shopping scams.
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Coronavirus (COVID-19)-related scams
Unfortunately, scammers are taking advantage of the fear and uncertainty surrounding the coronavirus situation. The Government’s Stay Smart Online website and the Australian Cyber Security Centre (ACSC) have reported that a COVID-19 themed phishing scam is targeting Australians via text message.
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Know how to spot phishing (scam) messages
G&C Mutual Bank supports the latest awareness campaign by the Australian Cyber Security Centre (ACSC), Know how to spot phishing (scam) messages.
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Thinking about refinancing?
If you purchased your home a few years ago, your lifestyle, family or financial situation may have changed, so refinancing can be worth considering.
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Beware of scams targeting Australia Post customers
At G&C Mutual Bank, our members online security is a priority. We have recently been advised of the following Australia Post phishing scams, which could affect you.
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Is debt consolidation an option?
The end of the year can always feel overwhelming, particularly from a financial perspective. The commencement of a new year will hopefully bring you feelings of a ‘fresh start’ and your approach may begin with reviewing financial expenses. If you are wanting to get your debt under control, debt consolidation may be a way to achieve this.
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NSW Ambulance 2022 Employee of the Year
G&C Mutual Bank congratulates Elizabeth Simeoli on being named NSW Ambulance 2022 Employee of the Year. We are proud to have been a sponsor of the award for over a decade.
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Have a heart-to-heart. Stop romance scams
Scamwatch are urging Australians to have a heart-to-heart with their loved ones this Valentine’s Day, with new data revealing more than $40 million was lost to romance scams in 2022.
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Canstar 2023 recognition of our First Home Buyer Loan
Canstar 2023 Awards Best First Home Buyer Loan awarded to G&C Mutual Bank. The award recognises institutions offering outstanding value home loans as well as additional services
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NSW Ambulance 2023 Employee of the Year
G&C Mutual Bank congratulates Adam Sutherland on being named NSW Ambulance 2023 Employee of the Year. We are proud to have sponsored the NSW Ambulance Employee of the Month and Employee of the Year Awards for over a decade, recognising service to the community.
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Momentum Home Loan wins in the 2024 RateCity Gold Awards
For the second year in a row, G&C Mutual Bank’s Momentum Home Loan was recognised in the RateCity Gold Awards.
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Home loan glossary
Our glossary helps you understand various financial jargon relating to home loans, so that you can navigate though the process.
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Romance Scams
We are constantly working to keep our members safe with our information and tips to help identify romance scams and keep you and your money safe.
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Unexpected Winnings Scams
We are always working to keep members safe with our information and tips to help identify common unexpected winnings scams.
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Car loan FAQ
A car loan could help you drive away your dream car sooner. Read our Frequently Asked Questions.
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First home buyers - is now the time to buy?
Is now the right time for you to take the leap into homeownership? Here are some of the factors to consider when buying your first home.
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Beware of bushfire-related scams
Scamwatch is warning all Australians to be on the lookout for fundraising scams and to do their research when donating so that money can get to those who are in need, rather than those who would take advantage.
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Government impersonation scams on the rise
Australians are being urged to watch out for government impersonation scams, which are on the rise during tax time. More than 7100 reports have been made to Scamwatch, with over $1.26 million lost so far this year although losses are likely to be far greater.
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Beware of hacking and malware
G&C Mutual Bank is a proud partner of Scams Awareness Week. This year’s theme focuses on personal information and identity crime, with the slogan 'Be yourself. Don’t let a scammer be you.' The campaign raises awareness of common scam types such as hacking and malware.
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Rental scams
According to Scamwatch, Australians have lost over $300,000 to rental and accommodation scams this year. Many scammers are using tactics related to the COVID-19 pandemic. These scams target people seeking new rental accommodation by offering fake rental properties to convince people to hand over money or personal information.
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Watch out for online shopping scams this holiday season
Losses due to online shopping scams have increased 42 percent this year, and Scamwatch is warning Australians to be careful when buying gifts this holiday season.
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Romance baiting scams on the rise
According to Scamwatch, Australians reported a record-breaking $37 million lost last year for dating and romance scams. Total losses are expected to be much higher and scammers are now using dating apps to lure victims into investment scams.
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NSW Ambulance 2020 Employee of the Year
G&C Mutual Bank has sponsored the NSW Ambulance Employee of the Month and Employee of the Year Awards for over ten years. It’s our way of thanking NSW Ambulance employees for their service to the community. We are delighted to announce the recipient of the 2020 Employee of the Year Award.
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Scamwatch radar alert: COVID-19 pandemic scams
At G&C Mutual Bank, we regularly publish updates from Scamwatch to raise awareness of scams and help keep our members safe. Here’s a Scamwatch alert on COVID-19 scams.
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Important information about Flubot scams
Important information from the ACCC about an emerging scam trend called Flubot that could affect you, your family, and your friends.
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It’s Cyber Security Awareness Month: Act now, stay secure
G&C Mutual Bank has partnered with the Australian Cyber Security Centre (ACSC) to support Cyber Security Awareness Month. Act now, stay secure.
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Empowering women: Three financial health tips for greater confidence
This International Women’s Day, 8 March, we’re celebrating by sharing three practical financial health tips to empower women in their finances. Let’s invest in women for a more equitable future.
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Share A Story. Stop A Scam
Together, we can prevent scammers from stealing your information.
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Award-winning support for essential workers
G&C Mutual Bank’s Essential Worker Home Loan has been announced as winner of the 2024 Finder Innovation Award in the Social Impact Innovation category.
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Scam Awareness: Stop. Check. Protect
The National Anti-Scam Centre has launched a new awareness campaign, "Stop. Check. Protect.," to educate Australians on how to spot and avoid scams.
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How to consolidate your debt
Debt consolidation can help you take control of your debts by combining them into one loan with one regular repayment.
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G&C Interest Rate Changes
G&C has undertaken a comprehensive review of rates charged on our variable rate loan and savings/deposit products. With the RBA Cash Rate and overall market rates now falling to a further historic low, our priority at G&C has been to implement equitable rate changes that strike a fair balance between the competing needs of our borrowing and depositing members.
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Don't fall for romance and dating scams
Romance and dating scams are, arguably, the most deceptive scams as the ‘imposter’ usually forms a close bond with their victim. The scammer will play with their victim’s emotions and gain their trust before taking their money and leaving them heartbroken.
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Ten tips for Christmas on a budget
It’s the most wonderful time of the year according to Andy Williams. However, this year may be a bit different, with many Australians planning a simpler Christmas. Here are some easy ways to have a wonderful Christmas on a budget (without being a scrooge).
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NSW Ambulance Employee of the Month recipients July - November 2022
As the proud sponsor of the NSW Ambulance Employee of the Month Awards, G&C Mutual Bank is delighted to announce the recipients for the second half of 2022.
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Privacy Awareness Week 2023
Privacy Awareness Week (PAW) is an annual event to raise awareness of privacy issues and the importance of protecting personal information. This year the theme for Privacy Awareness Week is ‘Back to Basics’ and the Office of the Australian Information Commissioner (OAIC) has prepared 10 tips to help you protect your personal information.
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Banks unite in the fight against scammers
The Customer Owned Banking Association (COBA) has joined forces with the Australian Banking Association (ABA) in a united approach to combat scammers and protect customers.
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Black Friday and Cyber Monday scam alert
To help savvy shoppers stay safe, COBA’s financial crimes team share their expert tips on how to spot and avoid online shopping scams.
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Financial resolutions for 2021
The start of a new year is the perfect time to reflect on your financial position and set goals for what you would like to accomplish. Here are five common financial goals and tips to help you achieve them.
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Announcement of Special Financial Support Measures
On behalf of the G&C Mutual Bank Board and all G&C staff, I would like to extend our warmest thoughts and support to all members as you and your families grapple with the direct and indirect consequences of the COVID-19 virus.
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Banking Help
Learn more through G&C Mutual Bank's range of Banking Guides, FAQ's and other information on how to register for, and best utilise our banking services.
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